3625 Gallo Dr, Chalmette, LA 70043 Property Records

St. Bernard Parish property record for 3625 Gallo Dr, Chalmette, LA 70043

Property Summary

Property Type	Single Family Home
Lot Size	0.237 acres (10,352 sqft)
Owner	2 Individual Names on File
Last Sale	$234,673 (Jul 2022)
Tax Bill	$2,071 (2025)
Deeds & Mortgages	Apr 2020 Refinance Feb 2025 Second Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`40710000166A`

Property Details

APN / Parcel Number

Primary APN	`40710000166A`

Exterior

Lot Area	10,352 sqft (0.237 acres)

Location & Zoning

Street Address	3625 GALLO DR
City	CHALMETTE
State	LA
Zip	70043-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 166-A, GALLO DR. EXT. #2, BEING A RESUB. OF ALL LOTS 166 & 168 -LOT 166-A MEAS. 145.40' FRT. ON GALLO DR. X SAME WIDTH IN REAR X DEPTH OF 71.20'
Legal Subdivision	GALLO DRIVE EXTENSION #2
Legal Lot Number	166A
Jurisdiction	ST BERNARD LA
Township / Civil Division	C
Census Block Group	1
Census Block	1024
Census Tract	30206

Owner

3625 Gallo Dr is owned and occupied by two individuals who bought it in July 2022.

Source: St. Bernard Parish records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3625 GALLO DR, CHALMETTE, LA 70043-1525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TRUIST BANK
Feb 25, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
Jul 12, 2022	Deed, Transfer · Stand-Alone First Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 24, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2022 · Amount on File
Deed Sale	Jul 13, 2022 · Amount on File
Prior Sale	Apr 24, 2018 · Amount on File
Deed Document Number	2022652383
Deed Book / Page	1235 / 356
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST BERNARD LA
Property Address	3625 GALLO DR, CHALMETTE, LA 70043-1525
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001933/810
Date	Apr 8, 2020
Book Page	1933/810
Instrument	630853

Lender

Name	TRUIST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate	3.63%

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST BERNARD LA
Property Address	3625 GALLO DR, CHALMETTE, LA 70043-1525
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002122/520
Date	Feb 25, 2025
Book Page	2122/520
Instrument	669875

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	330 Months
Due	Aug 1, 2052

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST BERNARD LA
Recording Date	Jul 12, 2022
Property Address	3625 GALLO DR, CHALMETTE, LA 70043-1525
Document Number	001235/356
Book / Page	1235 / 356
Instrument Date	Jul 11, 2022
Instrument	652383
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Ux (and Wife)
Address	545 LABARRE DR, METAIRIE, LA 70001-5440
Investor	Possibly a Property Investor

Mortgage

Document Number	0000652384
Date	Jul 12, 2022
Instrument	652384

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Mortgage

Document Number	002042/727
Date	Jul 13, 2022
Book Page	2042/727
Instrument	652384

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ST BERNARD LA
Recording Date	Apr 24, 2018
Property Address	3625 GALLO DR, CHALMETTE, LA 70043-1525
Document Number	001162/243
Book / Page	1162 / 243
Instrument Date	Apr 20, 2018
Instrument	000000616359
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3625 GALLO DR, CHALMETTE, LA 70043-1525

Tax Assessment & Valuation

The 2025 property tax bill for 3625 Gallo Dr was $2,071 with a homeowner's exemption.

Source: St. Bernard Parish assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Bernard Parish
Unified School District	St. Bernard Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,120 (-) Land $2,044 Building $19,076	$211,200 (-) Land $20,440 Building $190,760
2025	$2,071.00 Homeowner's exemption	$21,120 (-) Land $2,044 Building $19,076	$211,200 (-) Land $20,440 Building $190,760
2024	$2,071.00 (-35.94%)	$21,120 (-) Land $2,044 Building $19,076	$211,200 (-) Land $20,440 Building $190,760
2023	$3,233.00	$21,120 Land $2,044 Building $19,076	$211,200 Land $20,440 Building $190,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3625 Gallo Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 243 policies
Nearby Flood Policies	243 in force
Nearby Flood Claims	861 (1978–2021)
Claims Outside the SFHA	78 of 861
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Hurricane Isaac, Sep 2012 · 13 claims Hurricane Katrina, Aug 2005 · 743 claims Severe Storms And Flooding, May 1995 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3625 Gallo Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST BERNARD PARISH WATERWORKS serves 44,783 people · EPA ID LA1087001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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