3625 Ethel Ave, Waco, TX 76707 Property Records

McLennan County property record for 3625 Ethel Ave, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,684 sqft · built 1950
Lot Size	0.184 acres (8,002 sqft)
Owner	Individual Name on Record
Last Sale	$148,755 (Dec 2022)
Tax Bill	$4,116 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-034100-014200-1`

Property Details

APN / Parcel Number

Primary APN	`48-034100-014200-1`
Alternative APNs	`4803410001420010111` `186601`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,684 sqft Living Area
1st Floor Area	1,684 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1959
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	160 ft deep x 54 ft wide
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Driveway	Asphalt Driveway
Driveway Area	800 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3625 ETHEL AVE
City	WACO
State	TX
Zip	76707-1737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	QUEEN CREST LOT 16 BLOCK 8 ACRES .1837
Legal Subdivision	QUEEN CREST
Legal Block	8
Legal Lot Number	16
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3022
Census Tract	2700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3625 ETHEL AVE, WACO, TX 76707-1737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Correction Deed · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 5, 2022	Vendor's Lien, Transfer · Unknown FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 15, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF CENTRAL TX
Dec 22, 2016	Deed of Trust, Mortgage COMMUNITY BK&TR WACO TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2022 · Amount on Record
Deed Sale	Dec 5, 2022 · Amount on Record
Prior Sale	Dec 5, 2022
Deed Document Number	202246130
Prior Transfer Date	Nov 22, 2022
Prior Transfer Doc	0000046129
Record Updated	Oct 29, 2026

December 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	MCLENNAN TX
Recording Date	Dec 5, 2022
Property Address	3625 ETHEL AVE, WACO, TX 76707-1737
Document Number	0000046129
Map Reference	VOL 232 PG 150
Instrument Date	Nov 22, 2022
Instrument	2022046129
Record Updated	Dec 14, 2022
Title Company	ALAMO TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046132
Date	Dec 5, 2022
Instrument	2022046132

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

December 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 5, 2022
Property Address	3625 ETHEL AVE, WACO, TX 76707-1737
Document Number	0000046130
Map Reference	VOL 232 PG 150
Instrument Date	Nov 22, 2022
Instrument	2022046130
Transaction Type	Transfer
Record Updated	Dec 14, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3625 ETHEL AVE, WACO, TX 76707-1737

Mortgage

Document Number	0000046133
Date	Dec 5, 2022
Instrument	2022046133

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Unknown
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3625 ETHEL AVE, WACO, TX 76707-1737
Transaction Type	Mortgage
Record Updated	Mar 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010040
Date	Mar 15, 2022
Instrument	2022010040

Lender

Name	FIRST NATIONAL BANK OF CENTRAL TX
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3625 ETHEL AVE, WACO, TX 76707-1737
Document Number	0000002924
Instrument Date	Dec 22, 2016
Transaction Type	Mortgage
Record Updated	Feb 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1616 OAK CREEK DR HURST TX 760543309, HURST, TX 76054-3309

Mortgage

Document Number	0000002924
Date	Jan 30, 2017
Instrument	2924

Lender

Name	COMMUNITY BK&TR WACO TX
Type	Bank
Address	WACO, TX 76703-2303

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,305 (-6.98%) Land $23,446 Building $146,859	$170,305 (-6.98%) Land $23,446 Building $146,859
2025	$4,116.00 (-3.2%)	$183,090 (+3.36%) Land $21,290 Building $161,800	$183,090 (+3.36%) Land $21,290 Building $161,800
2024	$4,252.00 (+7.08%)
2023		$177,130 Land $21,290 Building $155,840	$177,130 Land $21,290 Building $155,840
2022	$3,971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1981–2026)
Most Recent Claim	Jun 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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