3625 Elkton Dr, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 3625 Elkton Dr, Chesapeake, VA 23321

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,828 sqft · built 1994
Lot Size0.234 acres (10,193 sqft)
OwnerIndividual Name on File
Last Sale$341,000 (Aug 2009)
Tax Bill$4,745 (2025)
Deeds & MortgagesMay 2024 Second Mortgage
Mar 2019 Mortgage
+ 1 more
APN0043001001260

Property Details

APN / Parcel Number

Primary APN0043001001260

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,828 sqft Living Area
1st Floor Area1,257 sqft
Upper Floors Area1,257 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,193 sqft (0.234 acres)
Lot Dimensions125 ft deep x 90 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area28 sqft
Deck Area462 sqft
Patio Area424 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3625 ELKTON DR
CityCHESAPEAKE
StateVA
Zip23321-4458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S: RESI
Legal Description126 WELLINGTON SEC 3
Legal SubdivisionWELLINGTON
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group5
Census Block5004
Census Tract21602

Owner

3625 Elkton Dr is owned and occupied by an individual who bought it in August 2009.

Source: Chesapeake City records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address3625 ELKTON DR, CHESAPEAKE, VA 23321-4458
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 1, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Mar 22, 2019Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK
Mar 8, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
AMERISAVE MORTGAGE CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2009 · Amount on File
Deed SaleAug 3, 2009 · Amount on File
Prior SaleAug 12, 2002 · Amount on File
Deed Book / Page7894 / 504
Record UpdatedOct 29, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address3625 ELKTON DR, CHESAPEAKE, VA 23321-4458
Transaction TypeMortgage
Record UpdatedMay 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010746/673
DateMay 1, 2024
Book Page10746/673
Instrument240008465
Lender
NameDISCOVER BANK
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueMay 1, 2034
Interest
Rate TypeFixed Rate

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address3625 ELKTON DR, CHESAPEAKE, VA 23321-4458
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number009996/861
DateMar 22, 2019
Book Page9996/861
Instrument190006420
Lender
NameSUNTRUST BANK
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term360 Months
DueMar 15, 2049
Interest
Rate TypeAdjustable Rate

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address3625 ELKTON DR, CHESAPEAKE, VA 23321-4458
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010325/936
DateMar 8, 2021
Book Page10325/936
Instrument210010498
Lender
NameAMERISAVE MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3625 Elkton Dr was $4,745.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$478,400 (+1.83%) Land $160,000 Building $318,400$478,400 (+1.83%) Land $160,000 Building $318,400
2025$4,745.00$469,800 Land $150,000 Building $319,800$469,800 Land $150,000 Building $319,800
2023$399,100 (+5.08%) Land $140,000 Building $259,100$399,100 (+5.08%) Land $140,000 Building $259,100
2022$379,800 Land $130,000 Building $249,800$379,800 Land $130,000 Building $249,800
2019$3,467.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3625 Elkton Dr; 7 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3625 Elkton Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - WESTERN BRANCH SYS
serves 32,326 people · EPA ID VA3550050
Water SourcePurchased surface water from CITY OF PORTSMOUTH
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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