Polk County property record for 3625 Covington Ln, Lakeland, FL 33810
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 3,179 sqft · built 2007 |
| Lot Size | 0.325 acres (14,170 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Aug 2007) |
| Tax Bill | $2,924 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-35-013503-016060 |
| Primary APN | 23-27-35-013503-016060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,179 sqft Living Area |
| Gross Area | 3,817 sqft |
| 1st Floor Area | 1,516 sqft |
| Upper Floors Area | 1,663 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 14,170 sqft (0.325 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 230 sqft |
| Street Address | 3625 COVINGTON LN |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33810-2710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMPTON HILLS SOUTH PHASE 2 PB 140 PGS 1-9 BLOCK 16 LOT 6 |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 35 |
| Legal Subdivision | HAMPTON HILLS SOUTH PHASE 2 |
| Legal Phase | 2 |
| Legal Tract | 13503 |
| Legal Block | 16 |
| Legal Lot Number | 6 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 12126 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3625 COVINGTON LN, LAKELAND, FL 33810-2710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2023 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| May 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2007 · Amount on Record |
| Deed Sale | Aug 1, 2007 · Amount on Record |
| Deed Document Number | 2007162820 |
| Deed Book / Page | 7380 / 1494 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3625 COVINGTON LN, LAKELAND, FL 33810-2710 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3625 COVINGTON LN, LAKELAND, FL 33810-2710 |
| Document Number | 0000110324 |
|---|---|
| Date | May 11, 2023 |
| Book Page | 12687/993 |
| Instrument | 2023110324 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3625 COVINGTON LN, LAKELAND, FL 33810-2710 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3625 COVINGTON LN, LAKELAND, FL 33810-2710 |
| Document Number | 0000133291 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 12254/2070 |
| Instrument | 2022133291 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2052 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210,847 (+2.7%) | $355,039 (-5.64%) Land $50,000 Building $305,039 | |
| 2025 | $2,924.00 (+6.17%) Homeowner's exemption | $205,304 (+5.99%) | $376,264 (-2.94%) Land $50,000 Building $326,264 |
| 2023 | $2,754.00 (+2.99%) Homeowner's exemption | $193,707 (+3%) | $387,669 (+25%) Land $48,000 Building $339,669 |
| 2022 | $2,674.00 Homeowner's exemption | $188,065 | $310,127 Land $40,000 Building $270,127 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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