Kane County property record for 3624 Eldorado Rd, Elgin, IL 60124 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Occupancy | Owner Occupied |
| Last Sale | $360,000 (2019) |
| Tax Bill | $12,756.00 (2025) |
| Primary APN | 05-36-366-015 |
|---|
| Street Address | 3624 ELDORADO RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8565 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | THE PONDS OF STONY CREEK UNIT 1 (11/5/18) LT 79 |
| Legal Subdivision | STONY CREEK |
| Legal Block | 1 |
| Legal Lot Number | 79 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Minor Civil Division | PLATO |
| Census Blockgroup | 1 |
| Census Block | 1107 |
| Census Tract | 850709 |
Source: Kane County records · APN 05-36-366-015
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3624 ELDORADO RD, ELGIN, IL 60124-8565 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Jun 13, 2022 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Aug 27, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Jul 01, 2019 | Special Warranty Deed, Transfer · Veterans Administration Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2019 · Amount on Record |
| Deed Sale | Jul 01, 2019 · Amount on Record |
| Deed Doc Number | 201927820 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3624 ELDORADO RD, ELGIN, IL 60124-8565 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3624 ELDORADO RD, ELGIN, IL 60124-8565 |
| Document Number | 0000030818 |
|---|---|
| Date | Jun 13, 2022 |
| Instrument | 2022K030818 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 09, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3624 ELDORADO RD, ELGIN, IL 60124-8565 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000048768 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 2020K048768 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 01, 2019 |
| Property Address | 3624 ELDORADO RD, ELGIN, IL 60124-8565 |
| Document Number | 0000027820 |
| Map Reference | DOC 2018K053935 |
| Instrument Date | Jun 26, 2019 |
| Instrument | 2019K027820 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CALATLANTIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1141 EAST MAIN STREET #108108, 1141, ILLINOIS, IN |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 3624 ELDORADO ROAD, ELGIN, IL 60124-8565 |
| Document Number | 0000027821 |
|---|---|
| Date | Jul 01, 2019 |
| Instrument | 2019K027821 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,756.00 (+13%) Homeowner's exemption Senior Citizen's exemption | ||
| 2024 | $162,819 (+28.96%) Land $27,638 Building $135,181 | $488,652 (+29.01%) Land $82,947 Building $405,705 | |
| 2022 | $11,288.00 (-0.16%) Homeowner's exemption | $126,254 (+3.51%) Land $21,357 Building $104,897 | $378,762 (+3.51%) Land $64,071 Building $314,691 |
| 2021 | $11,306.00 Homeowner's exemption | $121,973 Land $20,633 Building $101,340 | $365,919 Land $61,899 Building $304,020 |
3624 Eldorado Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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