3624 E Commerce Way, Sacramento, CA 95834 Property Records

Sacramento County property record for 3624 E Commerce Way, Sacramento, CA 95834

Property Summary

Property Type	Townhouse
Details	4 bd · 3.5 ba · 1,191 sqft · built 2020
Lot Size	0.037 acres (1,612 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Oct 2025)
Tax Bill	$7,964 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2025 Sale & Mortgage + 4 more
Flood Zone	Zone A99 (high risk)
APN	`225-3060-081-0000`

Property Details

APN / Parcel Number

Primary APN	`225-3060-081-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,191 sqft Living Area
1st Floor Area	422 sqft
2nd Floor Area	769 sqft
Upper Floors Area	834 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	1,612 sqft (0.037 acres)
Garage Area	404 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3624 E COMMERCE WAY
City	SACRAMENTO
State	CA
Zip	95834-4034
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-3-PUD
Legal Description	NATOMAS FIELD PHASE 3B-2, LOT 5, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	NATOMAS FIELD PHASE 3B-2
Legal Lot Number	5
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3011
Census Tract	7028

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3624 E COMMERCE WAY, SACRAMENTO, CA 95834-4034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Oct 22, 2025	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 29, 2022	Intrafamily Transfer, Transfer
Mar 15, 2022	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Mar 18, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Jun 26, 2020	Grant Deed, Subdivision Related Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2025 · Amount on Record
Deed Sale	Oct 22, 2025 · Amount on Record
Prior Sale	Mar 15, 2022 · Amount on Record
Deed Book / Page	20251022 / 1712
Prior Transfer Date	Mar 21, 2022
Prior Transfer Doc	2022001318
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3624 E COMMERCE WAY, SACRAMENTO, CA 95834-4034
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3624 E COMMERCE WAY, SACRAMENTO, CA 95834-4034

Mortgage

Document Number	0000001206
Date	Mar 18, 2021
Instrument	202103181206

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 22, 2025
Property Address	3624 E COMMERCE WAY, SACRAMENTO, CA 95834-4034
Document Number	0000001712
Map Reference	MB 410 PG 1
Instrument Date	Oct 7, 2025
Instrument	202510221712
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3624 E COMMERCE WAY, SACRAMENTO, CA 95834-4034

Mortgage

Document Number	0000001713
Date	Oct 22, 2025
Instrument	202510221713

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 29, 2022
Property Address	3624 E COMMERCE WAY, SACRAMENTO, CA 95834-4034
Document Number	0000001318
Map Reference	MB 410 PG 1
Instrument Date	Mar 21, 2022
Instrument	2022032901318
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1521 DIAMOND PARK LN, ROSEVILLE, CA 95747-4611

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 15, 2022
Property Address	3624 E COMMERCE WAY, SACRAMENTO, CA 95834-4034
Document Number	0000000890
Map Reference	MB 410 PG 1
Instrument Date	Mar 10, 2022
Instrument	2022031500890
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 DIAMOND PARK LN, ROSEVILLE, CA 95747-4611

Mortgage

Document Number	0000000891
Date	Mar 15, 2022
Instrument	2022031500891

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3624 E COMMERCE WAY, SACRAMENTO, CA 95834-4034
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3624 E COMMERCE WAY, SACRAMENTO, CA 95834-4034

Mortgage

Document Number	3180000001206
Date	Mar 18, 2021
Book Page	20210318/1206

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 26, 2020
Property Address	3624 E COMMERCE WAY, SACRAMENTO, CA 95834-4034
Document Number	2006261526
Instrument Date	Apr 8, 2020
Instrument	2006261526
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 13, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$439.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3624 E COMMERCE WAY SACRAMENTO CA 958344034, SACRAMENTO, CA 95834-4034

Mortgage

Document Number	2006261527
Date	Jun 26, 2020
Instrument	2006261527

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$475,000 (-15.55%) Land $130,000 Building $345,000
2025	$7,964.00 (-3.86%)	$562,440 (+4.04%) Land $137,957 Building $424,483
2024	$8,284.00 (+5.14%)
2023	$7,879.00 (+24.1%)	$540,600 Land $132,600 Building $408,000
2022	$6,349.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 646 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	646 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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