3624 E 13th St, Des Moines, IA 50316 Property Records

Polk County property record for 3624 E 13th St, Des Moines, IA 50316

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,100 sqft · built 1978
Lot Size	0.463 acres (20,148 sqft)
Owner	Individual Name on Record
Last Sale	$100,500 (Jun 2018)
Tax Bill	$4,012 (2024)
Deeds & Mortgages	Jun 2021 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`110/02469-000-000`

Property Details

APN / Parcel Number

Primary APN	`110/02469-000-000`
Alternative APN	`792426226009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,100 sqft Living Area
Gross Area	3,180 sqft
1st Floor Area	1,080 sqft
Upper Floors Area	1,020 sqft
Basement Area	1,080 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,148 sqft (0.463 acres)
Lot Dimensions	183 ft deep x 110 ft wide
Garage Type	Carport
Garage Area	540 sqft
Carport	Carport
Carport Area	540 sqft
Parking Spaces	2 Parking Spaces
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3624 E 13TH ST
City	DES MOINES
State	IA
Zip	50316-1208
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	-EX E 15 F- LT 8 EUCLID PLACE
Legal Subdivision	EUCLID PLACE
Legal Lot Number	8
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	5
Census Block	5011
Census Tract	400

Owner

Source: Polk County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3624 E 13TH ST, DES MOINES, IA 50316-1208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Jun 26, 2018	Warranty Deed, Transfer · Conventional with PMI VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2018 · Amount on Record
Deed Sale	Jun 26, 2018 · Amount on Record
Prior Sale	Dec 22, 2014 · Amount on Record
Deed Document Number	20182017-00100918
Deed Book / Page	16977 / 743
Prior Transfer Date	Jun 21, 2018
Prior Transfer Doc	0000100918
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3624 E 13TH ST, DES MOINES, IA 50316-1208
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3624 E 13TH ST, DES MOINES, IA 50316-1208

Mortgage

Document Number	0000068613
Date	Jun 30, 2021
Book Page	18616/977
Instrument	2021-00068613

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 29, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3624 E 13TH ST, DES MOINES, IA 50316-1208
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3624 E 13TH ST, DES MOINES, IA 50316-1208

Mortgage

Document Number	0000073770
Date	Dec 30, 2020
Book Page	18279/448
Instrument	2020-00073770

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 26, 2018
Property Address	3624 E 13TH ST, DES MOINES, IA 50316-1208
Document Number	0000100918
Book / Page	016977 / 000743
Instrument Date	Jun 21, 2018
Instrument	100918
Transaction Type	Transfer
Record Updated	Jul 24, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.80
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3624 E 13TH ST DES MOINES IA 503161208, DES MOINES, IA 50316-1208

Mortgage

Document Number	100919
Date	Jun 26, 2018
Book Page	016977/000744
Instrument	100919

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$245,200 (+14.37%) Land $45,800 Building $199,400	$245,200 (+14.37%) Land $45,800 Building $199,400
2024	$4,012.00 (+14.63%)
2023		$214,400 Land $39,300 Building $175,100	$214,400 Land $39,300 Building $175,100
2020	$3,500.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	36 (1990–2024)
Claims Outside the SFHA	5 of 36
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 10 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 6 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: CenturyLink, T-Mobile.

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