3624 Azalea Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 3624 Azalea Dr, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,487 sqft · built 1999
Lot Size0.136 acres (5,964 sqft)
OwnerOwner Name on File
Last Sale$190,000 (Oct 2009)
Tax Bill$1,612 (2025)
Deeds & MortgagesJan 2018 Mortgage
May 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNC56-000-589-3429-0

Property Details

APN / Parcel Number

Primary APNC56-000-589-3429-0
Alternative APN
  • 00-2S-22-0057-0000-0080

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,487 sqft Heated Area
Gross Area2,286 sqft
1st Floor Area1,487 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialWood
Lot Area5,964 sqft (0.136 acres)
Garage TypeFinished
Garage Area517 sqft
PorchOpen Porch
Porch Area240 sqft
Patio Area42 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3624 AZALEA DR
CityDESTIN
StateFL
Zip32541-2395
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAZALEA GARDENS DESTIN LOT 8
Legal Range22
Legal Township02S
Legal SubdivisionAZALEA GARDENS DESTIN
Legal Lot Number8
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2003
Census Tract23307

Owner

The current owner of 3624 Azalea Dr bought it in October 2009.

Source: Okaloosa County records, as of December 8, 2025

Owner of RecordOwner Name on File
Mailing Address3624 AZALEA DR, DESTIN, FL 32541-2395
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2018Deed of Trust, Mortgage · ARM
UNIVEST BANK & TRUST CO
May 7, 2019Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2009 · Amount on File
Deed SaleOct 13, 2009 · Amount on File
Prior SaleNov 29, 2000 · Amount on File
Deed Document Number2594672
Deed Book / Page2909 / 1160
Record UpdatedJun 8, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address3624 AZALEA DR, DESTIN, FL 32541-2395
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033332049
DateJan 12, 2018
Book Page3333/2049
Instrument3182732
Lender
NameUNIVEST BANK & TRUST CO
TypeBank
AddressALEXANDRIA, VA 22313
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueFeb 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateFeb 1, 2023
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change5.12%
Index5-Year CMT
Margin2
Max Rate8.12%

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address3624 AZALEA DR, DESTIN, FL 32541-2395
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033974687
DateMay 7, 2019
Book Page3397/4687
Instrument3276020
Lender
NamePENTAGON FCU
TypeCredit Union
AddressALEXANDRIA, VA 22313
Agreement
TypeLine of Credit
AmountAmount on Record
Term179 Months
DueApr 11, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 3624 Azalea Dr was $1,612 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,612.00 Homeowner's exemption$175,183$372,509 Land $111,459 Building $261,050
2023$1,514.00 (+2.99%) Homeowner's exemption$165,287 (+3%)$362,178 (+7.44%) Land $101,133 Building $261,045
2022$1,470.00 Homeowner's exemption$160,473$337,089 Land $91,939 Building $245,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3624 Azalea Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3624 Azalea Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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