3623 Westbrook Dr, Chipley, FL 32428 Property Records

Washington County property record for 3623 Westbrook Dr, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,704 sqft · built 2006
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (May 2023)
Tax Bill	$1,634 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jul 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-0376-0004`

Property Details

APN / Parcel Number

Primary APN	`06-0376-0004`
Alternative APN	`000603760004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,704 sqft Heated Area
Gross Area	2,228 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,502 sqft (0.287 acres)
Lot Width	100 ft Width
Garage Type	Finished
Garage Area	441 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	163 sqft
Patio Area	16 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000603760004
Street Address	3623 WESTBROOK DR
City	CHIPLEY
State	FL
Zip	32428-2720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY HILLS UNIT #6 LOT 4 ORB 1272 P 876 BLK 0376
Legal Range	13W
Legal Township	02N
Legal Section	18
Legal Subdivision	SUNNY HILLS
Legal Block	376
Legal Lot Number	4
Legal Unit	6
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1086
Census Tract	970301

Owner

3623 Westbrook Dr is owned and occupied by an individual who bought it in May 2023.

Source: Washington County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3623 WESTBROOK DR, CHIPLEY, FL 32428-2720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Warranty Deed, Transfer HELEN RUSSO
Jul 13, 2020	Warranty Deed, Transfer NORTHWEST TITLE GROUP LLC
Jan 16, 2019	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Jun 8, 2018	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2023 · Amount on File
Deed Sale	May 23, 2023 · Amount on File
Prior Sale	Jul 13, 2020 · Amount on File
Deed Document Number	0001272876
Deed Book / Page	1272 / 876
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	May 23, 2023
Property Address	3623 WESTBROOK DR, CHIPLEY, FL 32428-2720
Document Number	0067003534
Book / Page	1272 / 876
Map Reference	MB 2 PG 60-76
Instrument Date	May 23, 2023
Instrument	202367003534
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3623 WESTBROOK DR, CHIPLEY, FL 32428-2720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3623 WESTBROOK DR, CHIPLEY, FL 32428-2720

Mortgage

Document Number	0000000878
Date	May 23, 2023
Instrument	1272/878

Lender

Name	HELEN RUSSO
Type	Private Party

Agreement

Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2048

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jul 13, 2020
Property Address	3623 WESTBROOK DR, CHIPLEY, FL 32428-2720
Document Number	0067004560
Book / Page	001180 / 000745
Instrument Date	Jul 10, 2020
Instrument	67004560
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$1,190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	633 3RD ST CHIPLEY FL 324281445, CHIPLEY, FL 32428-1445

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHINGTON FL
Property Address	3623 WESTBROOK DR, CHIPLEY, FL 32428-2720
Document Number	0067000733
Instrument Date	Jan 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3623 WESTBROOK DR CHIPLEY FL 324282720, CHIPLEY, FL 32428-2720

Mortgage

Document Number	0067000733
Date	Jan 31, 2019
Book Page	001136/000467
Instrument	67000733

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	276 Months
Due	Jan 30, 2042

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHINGTON FL
Property Address	3623 WESTBROOK DR, CHIPLEY, FL 32428-2720
Document Number	0067005914
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3623 WESTBROOK DR CHIPLEY FL 324282720, CHIPLEY, FL 32428-2720

Mortgage

Document Number	0067005914
Date	Aug 23, 2018
Book Page	001126/000035
Instrument	67005914

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	276 Months
Due	Aug 22, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 3623 Westbrook Dr was $1,634 with a homeowner's exemption, up 6.9% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,634.00 (+6.87%) Homeowner's exemption	$155,885 (+2.9%)	$232,560 (+3.25%) Land $11,000 Building $221,560
2024	$1,529.00 (-7.56%) Homeowner's exemption	$151,492 (-4.79%)	$225,233 (+12.42%) Land $7,000 Building $218,233
2023	$1,654.00 (+3.25%) Homeowner's exemption	$159,108 (+3%)	$200,345 (+9.78%) Land $5,000 Building $195,345
2022	$1,602.00 Homeowner's exemption	$154,474	$182,500 Land $3,500 Building $179,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3623 Westbrook Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3623 Westbrook Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: T-Mobile.

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