3623 Semloh Ave, Cincinnati, OH 45247 Property Records

Hamilton County property record for 3623 Semloh Ave, Cincinnati, OH 45247

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,308 sqft · built 1947
Lot Size	0.191 acres (8,320 sqft)
Owner	Individual Name on Record
Last Sale	$222,000 (Nov 2024)
Tax Bill	$3,593 (2025)
Deeds & Mortgages	Nov 2024 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`510-0080-0027-00`

Property Details

APN / Parcel Number

Primary APN	`510-0080-0027-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	884 sqft
Attic	Attic
Attic Area	424 sqft
Basement Area	884 sqft
Finished Basement	468 sqft

Exterior

Year Built	Built 1947
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	8,320 sqft (0.191 acres)
Lot Dimensions	138 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	104 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3623 SEMLOH AVE
City	CINCINNATI
State	OH
Zip	45247-5027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEMLOH AVE 62 X 138.87 IRR SS SEMLOH AVE 510 FT W OF C L CHEVIOT RD
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	2
Census Block	2009
Census Tract	20707

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3623 SEMLOH AVE, CINCINNATI, OH 45247-5027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2024	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC
Mar 25, 2022	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Oct 21, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2024 · Amount on Record
Deed Sale	Nov 21, 2024 · Amount on Record
Prior Sale	Mar 25, 2022 · Amount on Record
Deed Document Number	0000083066
Deed Book / Page	15298 / 624
Record Updated	Jun 8, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 21, 2024
Property Address	3623 SEMLOH AVE, CINCINNATI, OH 45247-5027
Document Number	0000083066
Book / Page	15298 / 624
Instrument Date	Nov 13, 2024
Instrument	2024-0083066
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3623 SEMLOH AVE, CINCINNATI, OH 45247-5027

Mortgage

Document Number	0000083067
Date	Nov 21, 2024
Instrument	2024-0083067

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 25, 2022
Property Address	3623 SEMLOH AVE, CINCINNATI, OH 45247-5027
Document Number	0000031449
Book / Page	14632 / 1943
Instrument Date	Mar 16, 2022
Instrument	2022-0031449
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$534.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3623 SEMLOH AVE, CINCINNATI, OH 45247-5027

Mortgage

Document Number	0000031450
Date	Mar 25, 2022
Instrument	2022-0031450

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 21, 2021
Property Address	3623 SEMLOH AVE, CINCINNATI, OH 45247-5027
Document Number	0000128036
Book / Page	14528 / 1423
Instrument Date	Jun 29, 2020
Instrument	2021-0128036
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3623 SEMLOH AVE, CINCINNATI, OH 45247-5027

Mortgage

Document Number	0000128037
Date	Oct 21, 2021
Instrument	2021-0128037

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,593.00 (+7.87%)	$62,300 (-) Land $10,633 Building $51,667
2024	$3,331.00 (-0.6%)	$62,300 (-) Land $10,633 Building $51,667
2023	$3,351.00 (+19.04%)	$62,300 (+46.03%) Land $10,633 Building $51,667	$178,000 (+46.03%) Land $30,380 Building $147,620
2022	$2,815.00 Homeowner's exemption	$42,662 Land $9,989 Building $32,673
2020			$121,890 Land $28,540 Building $93,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1982–1996)
Most Recent Claim	Jun 1996 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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