3623 S Emerald Ave, Chicago, IL 60609 Property Records

Cook County property record for 3623 S Emerald Ave, Chicago, IL 60609

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 2 ba · 1,526 sqft · built 1891
Lot Size	0.053 acres (2,312 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Oct 2026)
Tax Bill	$6,771 (2024)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-33-308-010`

Property Details

APN / Parcel Number

Primary APN	`17-33-308-010`
Alternative APN	`17-33-308-010-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,526 sqft Living Area

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1893
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	2,312 sqft (0.053 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	3623 S EMERALD AVE
City	CHICAGO
State	IL
Zip	60609-1638
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RS-3
Legal Description	SOUTH4 FT 1 LOT18 & N14 FT 6 3/4 LOT9 BLK6 BEING GEHRS SUB BLKS23&24 CANAL TRUSTEES SUB S33 T39N R14E 3
Legal Range	14E
Legal Township	39N
Legal Section	33
Legal Subdivision	HAMBURG
Legal Block	6
Legal Lot Number	18
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3006
Census Tract	839900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3623 S EMERALD AVE, CHICAGO, IL 60609-1638
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 13, 2021	Special Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
May 30, 2019	Warranty Deed, Transfer AFFINITY TITLE SERVICES, AFFINITY TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2026 · Amount on Record
Deed Sale	Oct 13, 2026 · Amount on Record
Prior Sale	Jul 13, 2021 · Amount on Record
Deed Document Number	202623266
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 13, 2026
Property Address	3623 S EMERALD AVE, CHICAGO, IL 60609-1638
Document Number	0000023266
Instrument Date	Sep 25, 2026
Instrument	202628623266
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85,597.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3623 S EMERALD AVE, CHICAGO, IL 60609-1638

Mortgage

Document Number	0000023267,
Date	Oct 13, 2026
Instrument	202628623267

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 13, 2021
Property Address	3623 S EMERALD AVE, CHICAGO, IL 60609-1638
Document Number	0019408162
Instrument Date	May 6, 2021
Instrument	2119408162
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	971 W 29TH ST, CHICAGO, IL 60608-5831

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 E HURON ST APT 1402, 1402, CHICAGO, IL 60611-0089
Investor	Possibly a Property Investor

Mortgage

Document Number	0019408163
Date	Jul 13, 2021
Instrument	2119408163

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 30, 2019
Property Address	3623 S EMERALD AVE, CHICAGO, IL 60609-1638
Document Number	1915010009
Instrument Date	May 15, 2019
Instrument	15010009
Transaction Type	Transfer
Record Updated	Jun 6, 2019
Title Company	AFFINITY TITLE SERVICES, AFFINITY TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	791 W 29TH ST CHICAGO IL 60616, CHICAGO, IL 60616

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,000 (+27.59%) Land $12,600 Building $24,400	$370,000 (+27.59%) Land $126,000 Building $244,000
2024	$6,771.00 (+10.66%)
2023	$6,119.00 (+2.6%)
2022	$5,964.00 (+2.28%)	$28,999 (-) Land $10,172 Building $18,827	$289,990 (-) Land $101,720 Building $188,270
2021	$5,831.00	$28,999 Land $10,172 Building $18,827	$289,990 Land $101,720 Building $188,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 919 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber.

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