3623 Daisy Ln, Elgin, IL 60124 Property Records

Kane County property record for 3623 Daisy Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.055 acres (2,429 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Jan 2014)
Tax Bill	$6,793 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-18-255-059`

Property Details

APN / Parcel Number

Primary APN	`06-18-255-059`

Exterior

Lot Area	2,429 sqft (0.055 acres)

Location & Zoning

Street Address	3623 DAISY LN
City	ELGIN
State	IL
Zip	60124-1200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST POINT GARDENS PHASE 1 PT OF LT 479 AS DESC IN DOC 2014K001630
Legal Subdivision	WEST POINT GARDENS
Legal Phase	1
Legal Block	2
Legal Lot Number	479
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2020
Census Tract	851911

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3623 DAISY LN, ELGIN, IL 60124-1200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Commercial Mortgage HARBOR COMMUNITY BANK
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2014 · Amount on Record
Deed Sale	Jan 10, 2014 · Amount on Record
Deed Document Number	20141630
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3623 DAISY LN, ELGIN, IL 60124-1200
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047458
Date	Sep 23, 2022
Instrument	2022K047458

Lender

Name	HARBOR COMMUNITY BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 16, 2032

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3623 DAISY LN, ELGIN, IL 60124-1200
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020787
Date	Mar 16, 2021
Instrument	2021K020787

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,793.00 (+7.62%) Homeowner's exemption
2024		$87,268 (+21.39%) Land $26,962 Building $60,306	$261,909 (+21.44%) Land $80,918 Building $180,990
2022	$6,312.00 (+3.68%) Homeowner's exemption	$71,888 (+6.96%) Land $22,210 Building $49,678	$215,664 (+6.96%) Land $66,630 Building $149,034
2021	$6,088.00 Homeowner's exemption	$67,210 Land $20,765 Building $46,445	$201,630 Land $62,295 Building $139,335

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: Verizon.

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