3623 Black Locust Dr, Indianapolis, IN 46235 Property Records

Marion County property record for 3623 Black Locust Dr, Indianapolis, IN 46235

Property Summary

Property Type	Single Family Home
Details	899 sqft · built 1997
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Feb 2018)
Tax Bill	$1,463 (2023)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49-08-22-125-001.000-700`

Property Details

APN / Parcel Number

Primary APN	`49-08-22-125-001.000-700`
Alternative APN	`7040586`

Interior

Stories	1 Story
Building Area	899 sqft Living Area
1st Floor Area	899 sqft

Exterior

Year Built	Built 1997
Construction Type	Wood
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	133 ft deep x 65 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7040586
Old Parcel Number	7040586
Street Address	3623 BLACK LOCUST DR
City	INDIANAPOLIS
State	IN
Zip	46235-3542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	LONGWOOD GLEN SEC 2 L 95
Legal Range	05
Legal Township	16
Legal Section	22
Legal Subdivision	LONGWOOD GLEN SEC 2
Legal Lot Number	95
Jurisdiction	MARION IN
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2006
Census Tract	360406

Owner

3623 Black Locust Dr is owned and occupied by an individual who bought it in February 2018.

Source: Marion County records, as of May 10, 2024

Owner of Record	Individual Name on File
Mailing Address	3623 BLACK LOCUST DR, INDIANAPOLIS, IN 46235-3542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ELEMENTS FINANCIAL FCU
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ELEMENTS FINANCIAL FCU
Feb 27, 2018	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Apr 11, 2017	Deed in Lieu of Foreclosure, Foreclosure TITLE 365

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2018 · Amount on File
Deed Sale	Feb 27, 2018 · Amount on File
Prior Sale	Apr 11, 2017
Deed Document Number	A201800018764
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	3623 BLACK LOCUST DR, INDIANAPOLIS, IN 46235-3542
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000166971
Date	Dec 14, 2021
Instrument	A202100166971

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	3623 BLACK LOCUST DR, INDIANAPOLIS, IN 46235-3542
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000172208
Date	Dec 27, 2021
Instrument	A202100172208

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARION IN
Recording Date	Feb 27, 2018
Property Address	3623 BLACK LOCUST DR, INDIANAPOLIS, IN 46235-3542
Document Number	0000018764
Instrument Date	Feb 12, 2018
Instrument	18764
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3623 BLACK LOCUST DR INDIANAPOLIS IN 462353542, INDIANAPOLIS, IN 46235-3542

Mortgage

Document Number	18765
Date	Feb 27, 2018
Instrument	18765

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2048

April 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	MARION IN
Recording Date	Apr 11, 2017
Property Address	3623 BLACK LOCUST DR, INDIANAPOLIS, IN 46235-3542
Document Number	0000042075
Instrument Date	Feb 28, 2017
Instrument	42075
Transaction Type	Foreclosure
Record Updated	Apr 17, 2017
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4425 PONCE DE LEON BLVD #5TH CORAL GABLES FL 331461837, 5TH, CORAL GABLES, FL 33146-1837
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Warren Township
Consolidated City	Indianapolis City
Unified School District	Warren Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,463.00 (+33.36%)	$134,700 (+21.13%) Land $17,400 Building $117,300	$134,700 (+21.13%) Land $17,400 Building $117,300
2022	$1,097.00 (+12.98%)	$111,200 Land $17,400 Building $93,800	$111,200 Land $17,400 Building $93,800
2021	$971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3623 Black Locust Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3623 Black Locust Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

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