36222 Skytop Ln, Willoughby, OH 44094 Property Records

Lake County property record for 36222 Skytop Ln, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1955
Lot Size	0.397 acres (17,324 sqft)
Owner	2 Individual Names on Record
Last Sale	$96,000 (Nov 2017)
Tax Bill	$4,494 (2023)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-A-007-C-00-038-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-007-C-00-038-0`
Alternative APN	`E 72`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,104 sqft
Game Room	Game Room
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	17,324 sqft (0.397 acres)
Lot Dimensions	165 ft deep x 105 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	128 sqft
Patio Area	499 sqft
Balcony	Balcony
Balcony Area	34 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	E 72
Street Address	36222 SKYTOP LN
City	WILLOUGHBY
State	OH
Zip	44094-4117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 2, 3, 4 & TRACT 10 & 14
Legal Subdivision	RIDGE ACRES ESTATES
Legal Tract	10
Legal Lot Number	220
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	2
Census Block	2003
Census Tract	201300

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36222 SKYTOP LN, WILLOUGHBY, OH 44094-4117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANKERS GUARANTEE
Nov 8, 2017	Warranty Deed, Transfer · FHA Mortgage BANKERS GUARANTEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2017 · Amount on Record
Deed Sale	Nov 8, 2017 · Amount on Record
Prior Sale	Dec 6, 1994 · Amount on Record
Deed Document Number	4581
Record Updated	Jun 7, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	36222 SKYTOP LN, WILLOUGHBY, OH 44094-4117
Document Number	0000020923
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	36222 SKYTOP LN WILLOUGHBY OH 440944117, WILLOUGHBY, OH 44094-4117

Mortgage

Document Number	0000020923
Date	Jul 30, 2020
Instrument	20923

Lender

Name	BANKERS GUARANTEE
Type	Funding / Finance Company
Address	MEDINA, OH 44256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Nov 8, 2017
Property Address	36222 SKYTOP LN, WILLOUGHBY, OH 44094-4117
Document Number	0000030466
Instrument Date	Nov 7, 2017
Instrument	30466
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	FAST TRACT TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	36222 SKYTOP LN WILLOUGHBY OH 440944117, WILLOUGHBY, OH 44094-4117

Mortgage

Document Number	30467
Date	Nov 8, 2017
Instrument	30467

Lender

Name	BANKERS GUARANTEE
Type	Funding / Finance Company
Address	MEDINA, OH 44256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,494.00 (+53.48%) Homeowner's exemption	$47,470 (-) Land $16,940 Building $30,530
2022	$2,928.00 Homeowner's exemption	$47,470 Land $16,940 Building $30,530
2021			$135,640 Land $48,400 Building $87,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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