3622 Jolly Roger Way, Oxnard, CA 93035 Property Records

Ventura County property record for 3622 Jolly Roger Way, Oxnard, CA 93035

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,075 sqft · built 2007
Lot Size	0.024 acres (1,028 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Jul 2019)
Tax Bill	$5,901 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Apr 2023 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`185-0-240-105`

Property Details

APN / Parcel Number

Primary APN	`185-0-240-105`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,075 sqft Living Area
1st Floor Area	69 sqft
2nd Floor Area	1,006 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Lot Area	1,028 sqft (0.024 acres)
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces
Deck Area	88 sqft
Patio Area	88 sqft

Location & Zoning

Street Address	3622 JOLLY ROGER WAY
City	OXNARD
State	CA
Zip	93035-1295
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TRACT: 554200 REF: 156MR 91 CONDO PLAN: 24-58
Legal Subdivision	ORBELA PHASE 5
Legal Tract	554200
Legal Block	240
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2002
Census Tract	3613

Owner

3622 Jolly Roger Way, a condominium, is owned and occupied by two individuals who bought it in July 2019.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3622 JOLLY ROGER WAY, OXNARD, CA 93035-1295
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 27, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 7, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 16, 2018	Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC
Jul 19, 2019	Grant Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2019 · Amount on File
Deed Sale	Jul 19, 2019 · Amount on File
Prior Sale	Jul 8, 2016 · Amount on File
Deed Document Number	201981901
Prior Transfer Date	Feb 4, 2016
Prior Transfer Doc	0000022550
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3622 JOLLY ROGER WAY, OXNARD, CA 93035-1295
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3622 JOLLY ROGER WAY, OXNARD, CA 93035-1295

Mortgage

Document Number	0000000334
Date	Jan 3, 2024
Instrument	2024000000334

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	307 Months
Due	Aug 1, 2049

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3622 JOLLY ROGER WAY, OXNARD, CA 93035-1295
Transaction Type	Mortgage
Record Updated	May 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3622 JOLLY ROGER WAY, OXNARD, CA 93035-1295

Mortgage

Document Number	0000029563
Date	Apr 27, 2023
Instrument	2023000029563

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	316 Months
Due	Aug 1, 2049

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3622 JOLLY ROGER WAY, OXNARD, CA 93035-1295
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3622 JOLLY ROGER WAY, OXNARD, CA 93035-1295

Mortgage

Document Number	2022000073653
Date	Jul 7, 2022
Instrument	2022000073653

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Aug 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3622 JOLLY ROGER WAY, OXNARD, CA 93035-1295
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093704
Date	Aug 16, 2018
Instrument	20180816-00093704

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jul 19, 2019
Property Address	3622 JOLLY ROGER WAY, OXNARD, CA 93035-1295
Document Number	0000081901
Map Reference	MB 156 PG 91-93
Instrument Date	Jun 24, 2019
Instrument	20190719-00081901
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3622 JOLLY ROGER WAY, OXNARD, CA 93035-1295

Mortgage

Document Number	0000081902
Date	Jul 19, 2019
Instrument	20190719-00081902

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3622 Jolly Roger Way was $5,901, up 2.2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$485,247 (+2%) Land $315,692 Building $169,555
2025	$5,901.00 (+2.22%)	$475,733 Land $309,502 Building $166,231
2024	$5,773.00 (+3.77%)
2023	$5,563.00 (+3.11%)	$457,260 Land $297,483 Building $159,777
2022	$5,395.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3622 Jolly Roger Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3622 Jolly Roger Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 843 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile, Verizon.

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