El Dorado County property record for 3622 Cambridge Rd, Cameron Park, CA 95682
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,176 sqft · built 1989 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $660,000 (Apr 2023) |
| Tax Bill | $7,432 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082-133-004-000 |
| Primary APN | 082-133-004-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,176 sqft Living Area |
| 1st Floor Area | 2,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood |
| Lot Area | 16,988 sqft (0.39 acres) |
| Terrain | Brushy |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 2,176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 3622 CAMBRIDGE RD |
|---|---|
| City | CAMERON PARK |
| State | CA |
| Zip | 95682-9019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 818 CAMERON PK N 2 |
| Legal Subdivision | CAMERON PK N 2 |
| Legal Lot Number | 818 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 30807 |
3622 Cambridge Rd is owned and occupied by two individuals who bought it in April 2023.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3622 CAMBRIDGE RD, CAMERON PARK, CA 95682-9019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 26, 2023 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 11, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU |
| Mar 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU |
| Nov 16, 2018 | Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2023 · Amount on File |
| Deed Sale | Apr 26, 2023 · Amount on File |
| Prior Sale | Nov 16, 2018 · Amount on File |
| Deed Document Number | 202311451 |
| Prior Transfer Date | Mar 14, 2015 |
| Prior Transfer Doc | 0000013482 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3622 CAMBRIDGE RD, CAMERON PARK, CA 95682-9019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 3622 CAMBRIDGE RD, CAMERON PARK, CA 95682-9019 |
| Document Number | 0000064017 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 2021-0064017 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Apr 26, 2023 |
| Property Address | 3622 CAMBRIDGE RD, CAMERON PARK, CA 95682-9019 |
| Document Number | 0000011451 |
| Map Reference | MB D PG 1 |
| Instrument Date | Apr 10, 2023 |
| Instrument | 2023-0011451 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3622 CAMBRIDGE RD, CAMERON PARK, CA 95682-9019 |
| Document Number | 0000011452 |
|---|---|
| Date | Apr 26, 2023 |
| Instrument | 2023-0011452 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3622 CAMBRIDGE RD, CAMERON PARK, CA 95682-9019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|
| Document Number | 0000028732 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 2019-0028732 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3622 CAMBRIDGE RD, CAMERON PARK, CA 95682-9019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000011314 |
|---|---|
| Date | Mar 11, 2020 |
| Instrument | 2020-0011314 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95815 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 15, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3622 CAMBRIDGE RD, CAMERON PARK, CA 95682-9019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000011218 |
|---|---|
| Date | Mar 10, 2020 |
| Instrument | 2020-0011218 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Nov 16, 2018 |
| Property Address | 3622 CAMBRIDGE RD, CAMERON PARK, CA 95682-9019 |
| Document Number | 0000044265 |
| Map Reference | MB D PG 1 |
| Instrument Date | Nov 6, 2018 |
| Instrument | 2018-0044265 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3622 CAMBRIDGE RD, CAMERON PARK, CA 95682-9019 |
| Document Number | 0000044266 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 2018-0044266 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 3622 Cambridge Rd was $7,432.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Elementary School District | Buckeye Union Elementary School District (KG - 08) |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $700,397 (+2%) Land $169,793 Building $530,604 | |
| 2025 | $7,432.00 | $686,664 Land $166,464 Building $520,200 |
| 2023 | $4,871.00 (+1.48%) Homeowner's exemption | $455,683 Land $117,941 Building $337,742 |
| 2022 | $4,800.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3622 Cambridge Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 15 (1993–2023) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Mar 2023 · Severe Winter Storms And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3622 Cambridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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