3621 Lake Shore Rd, Fallbrook, CA 92028 Property Records

San Diego County property record for 3621 Lake Shore Rd, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,970 sqft · built 2007
Lot Size0.104 acres (4,547 sqft)
Owner2 Individual Names on Record
Last Sale$515,000 (Apr 2019)
Tax Bill$4,620 (2025)
Deeds & MortgagesOct 2021 Mortgage
May 2018 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN125-293-66-00

Property Details

APN / Parcel Number

Primary APN125-293-66-00
Alternative APN
  • 1252933200

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,970 sqft Living Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Lot Area4,547 sqft (0.104 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1252933200
Street Address3621 LAKE SHORE RD
CityFALLBROOK
StateCA
Zip92028-7873
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRV
Legal DescriptionLOT 97 PAR K PER DOC00-523261 IN LOT 96& TR 012848
Legal SubdivisionSAN DIEGO 4249-3 MAP #12848
Legal Tract012848
Legal Block1
Legal Lot Number97,96
JurisdictionSAN DIEGO CA
Township / Civil DivisionPAUMA VALLEY
Census Block Group1
Census Block1004
Census Tract19109

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3621 LAKE SHORE RD, FALLBROOK, CA 92028-7873
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2021Deed of Trust, Mortgage · VA Mortgage
GENEVA FINANCIAL LLC
May 16, 2018Deed of Trust, Mortgage · Conventional Mortgage
SAN DIEGO COUNTY CU
Jun 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
RECOVCO MTG MGMT LLC
Apr 22, 2019Grant Deed, Transfer
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2019 · Amount on Record
Deed SaleApr 22, 2019 · Amount on Record
Prior SaleJun 19, 2015 · Amount on Record
Deed Document Number2019145682
Prior Transfer DateOct 24, 2007
Prior Transfer Doc0000742715
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3621 LAKE SHORE RD, FALLBROOK, CA 92028-7873
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3621 LAKE SHORE RD, FALLBROOK, CA 92028-7873

Mortgage

Document Number0000754980
DateOct 29, 2021
Instrument2021-0754980
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
AddressCHANDLER, AZ 85225
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3621 LAKE SHORE RD, FALLBROOK, CA 92028-7873
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000196171
DateMay 16, 2018
Instrument2018-0196171
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3621 LAKE SHORE RD, FALLBROOK, CA 92028-7873
Document Number0000291518
Instrument DateJun 2, 2020
Transaction TypeMortgage
Record UpdatedJun 17, 2020
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3613 LAKE SHORE RD FALLBROOK CA 920287873, FALLBROOK, CA 92028-7873

Mortgage

Document Number0000291518
DateJun 8, 2020
Instrument291518
Lender
NameRECOVCO MTG MGMT LLC
AddressIRVING, TX 75038
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 7, 2050

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 22, 2019
Property Address3621 LAKE SHORE RD, FALLBROOK, CA 92028-7873
Document Number0000145682
Instrument DateMar 28, 2019
Instrument145682
Transaction TypeTransfer
Record UpdatedApr 29, 2019
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$566.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3621 LAKE SHORE RD FALLBROOK CA 920287873, FALLBROOK, CA 92028-7873

Mortgage

Document Number145684
DateApr 22, 2019
Instrument145684
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueApr 21, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$585,860 (+2%) Land $213,685 Building $372,175
2025$4,620.00 (+3.33%)$574,374 (+4.04%) Land $209,496 Building $364,878
2023$4,471.00 (-11.55%)$552,072 Land $201,362 Building $350,710
2022$5,055.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 41% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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