3621 Fectos Rd, Tower, MN 55790 Property Records

St. Louis County property record for 3621 Fectos Rd, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 1 ba · 540 sqft
Lot Size	0.483 acres (21,047 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,366 (2026)
Deeds & Mortgages	Oct 2026 Sale Dec 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`387-0360-00265`

Property Details

APN / Parcel Number

Primary APN	`387-0360-00265`
Alternative APN	`1052326`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	540 sqft Gross Area
1st Floor Area	540 sqft

Exterior

Architectural Style	Rustic
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Stone
Lot Area	21,047 sqft (0.483 acres)
Deck Area	32 sqft
Cabin	200 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	1052326
Street Address	3621 FECTOS RD
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	NLY 1/2 SERIAL #
Legal Subdivision	SUNDLINGS COTTAGE SITES
Legal Lot Number	25
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1262
Census Tract	15502

Owner

Source: St. Louis County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	20150 GALLIFREY WAY, LAKEVILLE, MN 55044-5366
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 15, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020
Deed Sale	Oct 14, 2020
Deed Document Number	20201030446
Last Transfer Date	Oct 2, 2026
Transfer Doc	0001106737
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 6, 2026
Property Address	3621 FECTOS RD, TOWER, MN 55790
Document Number	0001106737
Instrument Date	Oct 2, 2026
Instrument	20261106737
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	20150 GALLIFREY WAY, LAKEVILLE, MN 55044-5366

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 15, 2021
Property Address	3621 FECTOS RD, TOWER, MN 55790
Document Number	0001050901
Instrument Date	Dec 9, 2021
Instrument	1050901
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5 E HAYES CT, STETSONVILLE, WI 54480

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 14, 2020
Property Address	3621 FECTOS RD, TOWER, MN 55790
Document Number	00T1030446
Instrument Date	Oct 2, 2020
Instrument	T1030446
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 E HAYES CT SUPERIOR WI 54880, SUPERIOR, WI 54880

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,366.00 (+23.96%)
2025	$1,102.00 (+4.16%)	$164,000 (+19.1%) Land $132,400 Building $31,600	$164,000 (+19.1%) Land $132,400 Building $31,600
2024	$1,058.00	$137,700 (+12.5%) Land $103,700 Building $34,000	$137,700 (+12.5%) Land $103,700 Building $34,000
2022		$122,400 Land $94,300 Building $28,100	$122,400 Land $94,300 Building $28,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	90 / 5

May also be available: Verizon.

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