3621 Co Rd 324, Jackson, MO 63755 Property Records

Cape Girardeau County property record for 3621 Co Rd 324, Jackson, MO 63755

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,168 sqft · built 2014
Lot Size	2.41 acres (104,980 sqft)
Owner	2 Individual Names on Record
Tax Bill	$828 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`145002200010010000`

Property Details

APN / Parcel Number

Primary APN	`145002200010010000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,168 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	104,980 sqft (2.41 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3621 COUNTY ROAD 324
City	JACKSON
State	MO
Zip	63755-7524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SUR 795
Legal Range	12E
Legal Township	31S
Legal Section	22
Legal Subdivision	UNITED STATES PRIVATE SURVEY NO 795
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	BYRD
Census Block Group	2
Census Block	2061
Census Tract	880200

Owner

Source: Cape Girardeau County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3621 COUNTY ROAD 324, JACKSON, MO 63755-7524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2025	Deed of Trust, Mortgage · Line of Credit ALLIANCE BANK
Mar 27, 2023	Deed of Trust, Mortgage · FHA Mortgage MAGNOLIA BANK INC
Jan 29, 2026	Warranty Deed, Transfer
Aug 25, 2020	Warranty Deed, Transfer · ARM BANK OF MISSOURI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2026
Deed Sale	Jan 29, 2026
Prior Sale	Aug 25, 2020 · Amount on Record
Deed Document Number	2026721
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	3621 COUNTY ROAD 324, JACKSON, MO 63755-7524
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202507064
Date	Aug 29, 2025
Instrument	2025-07064

Lender

Name	ALLIANCE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	3621 COUNTY ROAD 324, JACKSON, MO 63755-7524
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202302116
Date	Mar 27, 2023
Instrument	2023-02116

Lender

Name	MAGNOLIA BANK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Jan 29, 2026
Property Address	3621 COUNTY ROAD 324, JACKSON, MO 63755-7524
Document Number	0202600721
Map Reference	DOC 2012-14280
Instrument Date	Jan 27, 2026
Instrument	2026-00721
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3621 COUNTY ROAD 324, JACKSON, MO 63755-7524

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Aug 25, 2020
Property Address	3621 COUNTY ROAD 324, JACKSON, MO 63755-7524
Document Number	0202010222
Map Reference	DOC 2012-14280
Instrument Date	Aug 20, 2020
Instrument	2020-10222
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3621 COUNTY ROAD 324, JACKSON, MO 63755-7524

Mortgage

Document Number	0202010223
Date	Aug 25, 2020
Instrument	2020-10223

Lender

Name	BANK OF MISSOURI
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2023
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	5.87%
Index	3-Year CMT

Tax Assessment & Valuation

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Unified School District	Jackson R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,270 (-) Land $1,730 Building $15,540	$90,912 (-) Land $9,114 Building $81,798
2025	$828.00 (+10.99%)	$17,270 (+4.98%) Land $1,730 Building $15,540	$90,912 (+5%) Land $9,114 Building $81,798
2023	$746.00	$16,450 Land $1,650 Building $14,800	$86,583 Land $8,680 Building $77,903

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoSEMO Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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