3620 Winterhaven Rd, Midlothian, VA 23112 Property Records

Chesterfield County property record for 3620 Winterhaven Rd, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,797 sqft · built 2002
Lot Size	0.487 acres (21,214 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (May 2020)
Tax Bill	$3,605 (2026)
Deeds & Mortgages	Oct 2021 Refinance May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`740-68-40-30-100-000`

Property Details

APN / Parcel Number

Primary APN	`740-68-40-30-100-000`
Alternative APNs	`048121000000001` `413954001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,797 sqft Finished Area
1st Floor Area	639 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,214 sqft (0.487 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	292 sqft
Deck Area	60 sqft
Balcony Area	13 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	413954001
Street Address	3620 WINTERHAVEN RD
City	MIDLOTHIAN
State	VA
Zip	23112-3608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15 - SING
Legal Description	GENITO ESTATES RSB LT 1
Legal Subdivision	GENITO ESTATES
Legal Lot Number	1
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	1
Census Block	1032
Census Tract	100919

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3620 WINTERHAVEN RD, MIDLOTHIAN, VA 23112-3608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEXBANK
May 20, 2020	Warranty Deed, Transfer · Conventional with PMI C&F MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2020 · Amount on Record
Deed Sale	May 20, 2020 · Amount on Record
Prior Sale	Oct 1, 2002 · Amount on Record
Deed Document Number	202022707
Deed Book / Page	12755 / 709
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3620 WINTERHAVEN RD, MIDLOTHIAN, VA 23112-3608
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	TITLEWORKS OF VIRGINIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013706-130
Date	Oct 29, 2021
Book Page	13706/130
Instrument	2021069383

Lender

Name	NEXBANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	May 20, 2020
Property Address	3620 WINTERHAVEN RD, MIDLOTHIAN, VA 23112-3608
Document Number	12755709
Book / Page	012755 / 000709
Instrument Date	May 14, 2020
Instrument	22707
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 WINTERHAVEN RD MIDLOTHIAN VA 231123608, MIDLOTHIAN, VA 23112-3608

Mortgage

Document Number	12755713
Date	May 20, 2020
Book Page	012755/000713
Instrument	22708

Lender

Name	C&F MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,605.00 (+23.97%)	$402,300 (+13.45%) Land $64,000 Building $338,300	$402,300 (+13.45%) Land $64,000 Building $338,300
2025		$354,600 (+11.9%) Land $61,000 Building $293,600	$354,600 (+11.9%) Land $61,000 Building $293,600
2023	$2,908.00	$316,900 Land $54,000 Building $262,900	$316,900 Land $54,000 Building $262,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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