St. Louis City property record for 3620 Watson Rd, Saint Louis, MO 63109
| Property Type | Duplex |
|---|---|
| Details | 1 ba · 2,100 sqft · built 1927 |
| Lot Size | 0.096 acres (4,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Nov 2016) |
| Tax Bill | $2,424 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2021 Mortgage |
| APN | 6121-9-100.000 |
| Primary APN | 6121-9-100.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,100 sqft Living Area |
| 1st Floor Area | 1,050 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1932 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 4,200 sqft (0.096 acres) |
| Lot Dimensions | 120 ft deep x 35 ft wide |
| Cooling System | Window A/C |
|---|---|
| Heating System | Central |
| Street Address | 3620 WATSON RD |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63109-1232 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | B |
| Legal Description | C. B. 6121 WATSON RD 35 FT X 120 FT SOMERSET PK ADDN BLOCK 1 LOT 11 |
| Legal Subdivision | SOMERSET PK ADDN |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | ST LOUIS CITY MO |
| Township / Civil Division | ST. LOUIS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 114102 |
3620 Watson Rd, a duplex, is owned and occupied by an individual who bought it in November 2016.
Source: St. Louis City records, as of June 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3620 WATSON RD, SAINT LOUIS, MO 63109-1232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2026 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 8, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2016 · Amount on File |
| Deed Sale | Nov 18, 2016 · Amount on File |
| Deed Document Number | 201625 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS CITY MO |
| Property Address | 3620 WATSON RD, SAINT LOUIS, MO 63109-1232 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3620 WATSON RD, SAINT LOUIS, MO 63109-1232 |
| Document Number | 0000000127 |
|---|---|
| Date | Mar 26, 2026 |
| Instrument | 03262026-0127 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS CITY MO |
| Property Address | 3620 WATSON RD, SAINT LOUIS, MO 63109-1232 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3620 WATSON RD, SAINT LOUIS, MO 63109-1232 |
| Document Number | 0000000174 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 10082021-0174 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 3620 Watson Rd was $2,424, up 13.3% from the year before.
Source: St. Louis City assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | St. Louis City |
| Unified School District | St. Louis City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,670 (-) Land $3,360 Building $26,310 | ||
| 2025 | $2,424.00 (+13.32%) | $29,670 Land $3,360 Building $26,310 | $156,158 Land $17,700 Building $138,458 |
| 2024 | $2,139.00 (+4.85%) | ||
| 2023 | $2,040.00 (+8.45%) | $25,280 (+12.76%) Land $3,360 Building $21,920 | $133,052 Land $17,684 Building $115,368 |
| 2022 | $1,881.00 | $22,420 Land $3,360 Building $19,060 | |
| 2021 | $118,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 3620 Watson Rd; there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 3 (1979–2003) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3620 Watson Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST LOUIS CITY PWS serves 304,709 people · EPA ID MO6010715 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 878 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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