3620 Via Bernardo, Oceanside, CA 92056 Property Records

San Diego County property record for 3620 Via Bernardo, Oceanside, CA 92056 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,585 sqft · built 1990
Lot Size	0.108 acres (4,725 sqft)
Owner	2 Individual Names on File
Last Sale	$730,000 (Mar 2021)
Tax Bill	$8,898 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`169-474-05-00`

Property Details

APN / Parcel Number

Primary APN	`169-474-05-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,585 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	4,725 sqft (0.108 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3620 VIA BERNARDO
City	OCEANSIDE
State	CA
Zip	92056-7222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 TR 011816
Legal Subdivision	SOUTH RIDGE TRAILS
Legal Tract	011816
Legal Block	2
Legal Lot Number	41
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	19808

Owner

Source: San Diego County records · APN 169-474-05-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3620 VIA BERNARDO, OCEANSIDE, CA 92056-7222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 03, 2021	Grant Deed, Transfer · Conventional Mortgage THE TURNKEY FOUNDATION INC
Mar 14, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jul 21, 2017	Grant Deed, Transfer · VA Mortgage ENDEAVOR AMERICA LOAN SVCS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 03, 2021 · Amount on Record
Deed Sale	Mar 03, 2021 · Amount on Record
Prior Sale	Jul 21, 2017 · Amount on Record
Deed Document Number	2021166059
Prior Transfer Date	Dec 16, 2003
Prior Transfer Doc	0000026714
Record Updated	Sep 20, 2026

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 03, 2021
Property Address	3620 VIA BERNARDO, OCEANSIDE, CA 92056-7222
Document Number	0000166059
Map Reference	MAP 11816
Instrument Date	Jan 26, 2021
Instrument	2021-0166059
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3620 VIA BERNARDO, OCEANSIDE, CA 92056-7222

Mortgage

Document Number	0000166060
Date	Mar 03, 2021
Instrument	2021-0166060

Lender

Name	THE TURNKEY FOUNDATION INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3620 VIA BERNARDO, OCEANSIDE, CA 92056-7222
Document Number	0000111611
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3620 VIA BERNARDO OCEANSIDE CA 920567222, OCEANSIDE, CA 92056-7222

Mortgage

Document Number	0000111611
Date	Mar 21, 2018
Instrument	111611

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2048

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 21, 2017
Property Address	3620 VIA BERNARDO, OCEANSIDE, CA 92056-7222
Document Number	0000330830
Instrument Date	Jun 22, 2017
Instrument	330830
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$676.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3620 VIA BERNARDO OCEANSIDE CA 920567222, OCEANSIDE, CA 92056-7222

Mortgage

Document Number	330831
Date	Jul 21, 2017
Instrument	330831

Lender

Name	ENDEAVOR AMERICA LOAN SVCS
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$805,975 (+2%) Land $384,194 Building $421,781
2025	$8,898.00 (+8.68%) Homeowner's exemption	$790,172 (+4.04%) Land $376,661 Building $413,511
2023	$8,187.00 (+0.26%) Homeowner's exemption	$759,490 Land $362,036 Building $397,454
2022	$8,166.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 836 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Spectrum	Cable	1,000 / 1,000
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, AT&T, Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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