3620 Swain Dr, Modesto, CA 95356 Property Records

Stanislaus County property record for 3620 Swain Dr, Modesto, CA 95356

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,972 sqft · built 1977
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$306,000 (Aug 2017)
Tax Bill	$3,831 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052-028-031-000`

Property Details

APN / Parcel Number

Primary APN	`052-028-031-000`
Alternative APNs	`0522831000` `0522831`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,972 sqft Living Area
1st Floor Area	1,972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	2 Parking Spaces
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3620 SWAIN DR
City	MODESTO
State	CA
Zip	95356-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 12355 MCHENRY ESTATES
Legal Subdivision	MCHENRY ESTATES 04
Legal Block	12355
Legal Lot Number	5
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1008
Census Tract	404

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3620 SWAIN DR, MODESTO, CA 95356-1606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 16, 2017	Grant Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2017 · Amount on Record
Deed Sale	Aug 16, 2017 · Amount on Record
Deed Document Number	201759811
Prior Transfer Date	May 6, 2011
Prior Transfer Doc	0000043267
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3620 SWAIN DR, MODESTO, CA 95356-1606
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 SWAIN DR, MODESTO, CA 95356-1606

Mortgage

Document Number	0000012955
Date	Feb 9, 2021
Instrument	2021-0012955

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Nov 1, 2047

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Aug 16, 2017
Property Address	3620 SWAIN DR, MODESTO, CA 95356-1606
Document Number	0000059811
Instrument Date	Aug 11, 2017
Instrument	59811
Transaction Type	Transfer
Record Updated	Aug 23, 2017
Title Company	CYPRESS TITLE COMPANY, CYPRESS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3620 SWAIN DR MODESTO CA 953561606, MODESTO, CA 95356-1606

Mortgage

Document Number	59812
Date	Aug 16, 2017
Instrument	59812

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2047

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,831.00 (+1.64%) Homeowner's exemption	$355,132 (+2%) Land $139,267 Building $215,865
2025	$3,769.00 (+3.89%) Homeowner's exemption	$348,170 (+4.04%) Land $136,537 Building $211,633
2023	$3,628.00 (+4.25%) Homeowner's exemption	$334,652 Land $131,236 Building $203,416
2022	$3,480.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ezWave.

Nearby Properties on Swain Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures