3620 Sutton Dr, Orlando, FL 32810 Property Records

Orange County property record for 3620 Sutton Dr, Orlando, FL 32810

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,604 sqft · built 1988
Lot Size0.224 acres (9,769 sqft)
OwnerIndividual Name on File
Last Sale$264,000 (Jan 2021)
Tax Bill$3,781 (2025)
Deeds & MortgagesApr 2023 Mortgage
Jan 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN28-21-29-7476-05-210

Property Details

APN / Parcel Number

Primary APN28-21-29-7476-05-210
Alternative APNs
  • 292128747605210
  • 319467
  • 324728
  • 329079

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,604 sqft Living Area
Gross Area1,896 sqft
1st Floor Area1,440 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2000
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,769 sqft (0.224 acres)

Exterior Amenities

PorchFlorida Room
Porch Area456 sqft
Storage Building450 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3620 SUTTON DR
CityORLANDO
StateFL
Zip32810-2349
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionRIVERSIDE ACRES FOURTH ADDITION V/87 LOT 21 BLK E
Legal Range29E
Legal Township21S
Legal Section28
Legal SubdivisionRIVERSIDE ACRES 4TH ADD
Legal Tract7476
Legal BlockE
Legal Lot Number21
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group2
Census Block2012
Census Tract15104

Owner

3620 Sutton Dr is owned and occupied by an individual who bought it in January 2021.

Source: Orange County records, as of April 30, 2026

Owner of RecordIndividual Name on File
Mailing Address3620 SUTTON DR, ORLANDO, FL 32810-2349
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2023Deed of Trust, Mortgage · Loan Assumption
NEWREZ LLC
Jan 5, 2021Warranty Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC
Sep 3, 2020Warranty Deed, Transfer
SIGNATURE TITLE PROFESSIONALS
Dec 2, 2019Deed of Trust, Mortgage · Line of Credit
FIGURE LNDG LLC
Jun 26, 2019Deed of Trust, Mortgage · Line of Credit
FIGURE LNDG LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 2021 · Amount on File
Deed SaleJan 5, 2021 · Amount on File
Prior SaleSep 3, 2020 · Amount on File
Deed Document Number20215712
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address3620 SUTTON DR, ORLANDO, FL 32810-2349
Transaction TypeMortgage
Record UpdatedMay 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3620 SUTTON DR, ORLANDO, FL 32810-2349

Mortgage

Document Number0000234768
DateApr 26, 2023
Instrument20230234768
Lender
NameNEWREZ LLC
TypeMortgage Company
Agreement
TypeLoan Assumption
AmountAmount on Record
Term333 Months
DueJan 1, 2051

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJan 5, 2021
Property Address3620 SUTTON DR, ORLANDO, FL 32810-2349
Document Number0000005712
Map ReferenceMB V PG 87
Instrument DateDec 30, 2020
Instrument20210005712
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanySOUTHERN TTL & ABSTRACT INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,848.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1752 PORTCASTLE CIR, 1752, WINTER GARDEN, FL 34787-4746

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address100 FLORAL DR, KISSIMMEE, FL 34743-7008

Mortgage

Document Number0000005713
DateJan 5, 2021
Instrument20210005713
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateSep 3, 2020
Property Address3620 SUTTON DR, ORLANDO, FL 32810-2349
Document Number0000465719
Instrument DateSep 1, 2020
Instrument465719
Transaction TypeTransfer
Record UpdatedSep 23, 2020
Title CompanySIGNATURE TITLE PROFESSIONALS

Transaction

AmountAmount on Record
Tax$839.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1752 PORTCASTLE CIR WINTER GARDEN FL 347874746, WINTER GARDEN, FL 34787-4746

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address3620 SUTTON DR, ORLANDO, FL 32810-2349
Document Number0000768923
Instrument DateDec 2, 2019
Transaction TypeMortgage
Record UpdatedDec 31, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3620 SUTTON DR ORLANDO FL 328102349, ORLANDO, FL 32810-2349

Mortgage

Document Number0000768923
DateDec 9, 2019
Instrument768923
Lender
NameFIGURE LNDG LLC
AddressSAN FRANCISCO, CA 94108
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueDec 8, 2034
Interest
Rate TypeAdjustable Rate

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address3620 SUTTON DR, ORLANDO, FL 32810-2349
Document Number0000403522
Instrument DateJun 26, 2019
Transaction TypeMortgage
Record UpdatedJul 18, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3620 SUTTON DR ORLANDO FL 328102349, ORLANDO, FL 32810-2349

Mortgage

Document Number0000403522
DateJul 1, 2019
Instrument403522
Lender
NameFIGURE LNDG LLC
AddressSAN FRANCISCO, CA 94108
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJun 30, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3620 Sutton Dr was $3,781, up 5.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$254,168 (+2.7%)$331,560 (-1.39%) Land $50,000 Building $281,560
2025$3,781.00 (+5.64%) Homeowner's exemption$247,486$336,220 Land $50,000 Building $286,220
2024$3,579.00 (+7.35%)
2023$3,334.00 (+7.55%) Homeowner's exemption$233,506 (+6.07%)$303,131 (+12.61%) Land $50,000 Building $253,131
2022$3,100.00 Homeowner's exemption$220,151$269,194 Land $50,000 Building $219,194

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3620 Sutton Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3620 Sutton Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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