3620 Surfline Way, Oceanside, CA 92056 Property Records

San Diego County property record for 3620 Surfline Way, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,151 sqft · built 1979
Lot Size	0.3 acres (1,300 sqft)
Owner	Individual Name on Record
Last Sale	$317,000 (May 2016)
Tax Bill	$4,086 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`168-140-51-00`

Property Details

APN / Parcel Number

Primary APN	`168-140-51-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,151 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,300 sqft (0.3 acres)
Lot Dimensions	56 ft deep x 20 ft wide
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3620 SURFLINE WAY
City	OCEANSIDE
State	CA
Zip	92056-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 44 TR 007671
Legal Subdivision	BAY SHORES
Legal Tract	007671
Legal Block	2
Legal Lot Number	44
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2006
Census Tract	19805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3620 SURFLINE WAY, OCEANSIDE, CA 92056-5026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 24, 2017	Deed of Trust, Mortgage · Conventional with PMI WHOLESALE CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2016 · Amount on Record
Deed Sale	May 19, 2016 · Amount on Record
Prior Sale	Feb 3, 2016 · Amount on Record
Deed Document Number	2016245684
Prior Transfer Date	Sep 17, 1999
Prior Transfer Doc	0000644973
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3620 SURFLINE WAY, OCEANSIDE, CA 92056-5026
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3407 SAHARA PL, OCEANSIDE, CA 92054-3818

Mortgage

Document Number	0000017749
Date	Jan 11, 2021
Instrument	2021-0017749

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3620 SURFLINE WAY, OCEANSIDE, CA 92056-5026
Document Number	0000341794
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 SURFLINE WAY OCEANSIDE CA 920565026, OCEANSIDE, CA 92056-5026

Mortgage

Document Number	0000341794
Date	Jul 28, 2017
Instrument	341794

Lender

Name	WHOLESALE CAP
Type	Funding / Finance Company
Address	MORENO VALLEY, CA 92553

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$382,762 (+2%) Land $241,491 Building $141,271
2025	$4,086.00 (+4.1%)	$375,257 (+4.04%) Land $236,756 Building $138,501
2023	$3,925.00 (+1.58%)	$360,687 Land $227,563 Building $133,124
2022	$3,864.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	CITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Spectrum, T-Mobile.

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