Frederick County property record for 3620 Sprigg St S, Frederick, MD 21704
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 2,379 sqft · built 2003 |
| Lot Size | 0.069 acres (3,006 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $455,000 (Aug 2021) |
| Tax Bill | $6,712 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-226675 |
| Primary APN | 07-226675 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,379 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,006 sqft (0.069 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 21 sqft |
| Deck Area | 200 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 226675 |
|---|---|
| Street Address | 3620 SPRIGG STREET SOUTH ST |
| City | FREDERICK |
| State | MD |
| Zip | 21704 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 1088 SECTION M1B 3,006 SQ. FT. VILLAGES OF URBANA |
| Legal Subdivision | VILLAGES URBANA |
| Legal Lot Number | 1088 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 752206 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3620 SPRIGG ST S, FREDERICK, MD 21704-7890 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NFM INC |
| Aug 18, 2021 | Deed, Transfer · Conventional Mortgage APEX HOME LOANS INC |
| Jul 20, 2017 | Deed of Trust, Transfer PEOPLES HM EQUITY |
| Jan 24, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2021 · Amount on Record |
| Deed Sale | Aug 18, 2021 · Amount on Record |
| Prior Sale | Jul 24, 2017 · Amount on Record |
| Deed Book / Page | 15206 / 191 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3620 SPRIGG ST S, FREDERICK, MD 21704-7890 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | PASSPORT TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 3620 SPRIGG ST S, FREDERICK, MD 21704-7890 |
| Document Number | 0145710217 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 14571/217 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 18, 2021 |
| Property Address | 3620 SPRIGG ST S, FREDERICK, MD 21704-7890 |
| Document Number | 0152060191 |
| Book / Page | 15206 / 191 |
| Map Reference | MB 68 PL 181 |
| Instrument Date | Aug 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3620 SPRIGG ST S, FREDERICK, MD 21704-7890 |
| Document Number | 15206198 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 15206/198 |
| Name | APEX HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3620 SPRIGG ST S, FREDERICK, MD 21704-7890 |
| Document Number | 0119400311 |
| Book / Page | 011940 / 000311 |
| Instrument Date | Jul 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 3620 SPRIGG ST S FREDERICK MD 217047890, FREDERICK, MD 21704-7890 |
| Document Number | 0119400311 |
|---|---|
| Date | Jul 24, 2017 |
| Book Page | 011940/000311 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 23, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 24, 2017 |
| Property Address | 3620 SPRIGG ST S, FREDERICK, MD 21704-7890 |
| Document Number | 0119400305 |
| Book / Page | 011940 / 000305 |
| Instrument Date | Jul 18, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $390.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3620 SPRIGG ST S FREDERICK MD 217047890, FREDERICK, MD 21704-7890 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $550,633 (+30.38%) | $598,900 (+31.89%) Land $170,000 Building $428,900 | |
| 2025 | $6,712.00 (+11.27%) | ||
| 2023 | $6,032.00 | $422,333 | $454,100 Land $135,000 Building $319,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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