3620 Richardson Rd, Monroe, NC 28112 Property Records

Union County property record for 3620 Richardson Rd, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	1 bd · 2 ba · 784 sqft · built 1987
Lot Size	0.79 acres (34,412 sqft)
Owner	Company Name on File
Last Sale	$165,000 (Nov 2021)
Tax Bill	$448 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-198-016B`

Property Details

APN / Parcel Number

Primary APN	`04-198-016B`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	784 sqft Living Area
1st Floor Area	400 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Other
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	34,412 sqft (0.79 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3620 RICHARDSON RD
City	MONROE
State	NC
Zip	28112-9538
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 UNIO
Legal Description	TRACT 3 8321-174
Legal Tract	3
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	1
Census Block	1007
Census Tract	20902

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3702 RICHARDSON RD, MONROE, NC 28112-9388
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Prior Sale	Feb 9, 2007 · Amount on Record
Deed Document Number	202155301
Deed Book / Page	8321 / 174
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 22, 2021
Property Address	3620 RICHARDSON RD, MONROE, NC 28112-9538
Document Number	0008321174
Book / Page	8321 / 174
Instrument Date	Sep 24, 2021
Instrument	55301
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4718 OLD MONROE MARSHVL RD, 4718, MARSHVILLE, NC 28103-8073

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2658, INDIAN TRAIL, NC 28079-2658

Mortgage

Document Number	0000055302
Date	Nov 22, 2021
Instrument	0055302

Lender

Name	CHARLES CONNER
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$448.00 (+132.12%)	$97,400 (+212.18%) Land $29,100 Building $68,300	$97,400 (+212.18%) Land $29,100 Building $68,300
2023	$193.00	$31,200 Land $19,500 Building $11,700	$31,200 Land $19,500 Building $11,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Richardson Rd

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