3620 Olive Branch Rd, Monroe, NC 28110 Property Records

Union County property record for 3620 Olive Branch Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,899 sqft · built 1968
Lot Size	8.21 acres (357,671 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Jun 2023)
Tax Bill	$2,216 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jun 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-078-008A`

Property Details

APN / Parcel Number

Primary APN	`09-078-008A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,899 sqft Living Area
1st Floor Area	1,899 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	357,671 sqft (8.21 acres)
Garage Type	Mixed
Garage Area	1,888 sqft
Parking Spaces	9 Parking Spaces
Porch	Slab
Porch Area	328 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3620 OLIVE BRANCH RD
City	MONROE
State	NC
Zip	28110-8854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#1 OPCR347; OPCR691
Legal Subdivision	MINOR SUBDIVISION
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4002
Census Tract	20601

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4048 AVIS WAY, MONROE, NC 28110-0800
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Jun 16, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Jun 16, 2023	Warranty Deed, Transfer
Sep 29, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Oct 5, 2021	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023 · Amount on File
Deed Sale	Jun 16, 2023 · Amount on File
Prior Sale	Jun 16, 2023 · Amount on File
Deed Document Number	202314510
Deed Book / Page	8729 / 231
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3620 OLIVE BRANCH RD, MONROE, NC 28110-8854
Transaction Type	Mortgage
Record Updated	Feb 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 OLIVE BRANCH RD, MONROE, NC 28110-8854

Mortgage

Document Number	0008840752
Date	Jan 18, 2024
Book Page	8840/752
Instrument	1086

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 16, 2023
Property Address	3620 OLIVE BRANCH RD, MONROE, NC 28110-8854
Document Number	0008729205
Book / Page	8729 / 205
Map Reference	CAB R FILE 347
Instrument Date	Jun 15, 2023
Instrument	14508
Transaction Type	Transfer
Record Updated	Jul 7, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11542 US HIGHWAY 52 N, WADESBORO, NC 28170-6221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4048 AVIS WAY, MONROE, NC 28110-0800

Mortgage

Document Number	0000014509
Date	Jun 16, 2023
Instrument	14509

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	9.25%
Type Change Date	Jul 1, 2028
Change Frequency	6 Months
Min Rate At Change	9.25%
Max Rate At Change	11.2%
Index	Other
Max Rate	14.2%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 16, 2023
Property Address	3620 OLIVE BRANCH RD, MONROE, NC 28110-8854
Document Number	0008729231
Book / Page	8729 / 231
Map Reference	CAB R FILE 347
Instrument Date	Jun 13, 2023
Instrument	14510
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Amount	Amount on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 202, MONROE, NC 28111-0202
Investor	Possibly a Property Investor

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 29, 2022
Property Address	3620 OLIVE BRANCH RD, MONROE, NC 28110-8854
Document Number	0008581130
Book / Page	8581 / 130
Instrument Date	Sep 28, 2022
Instrument	33863
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2343 PLEASANT GROVE CH RD, 2343, MARSHVILLE, NC 28103-7681

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 OLIVE BRANCH ROAD, MARSHVILLE, NC 28103

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 5, 2021
Property Address	3620 OLIVE BRANCH RD, MONROE, NC 28110-8854
Document Number	8268511
Book / Page	8268 / 511
Instrument Date	Sep 30, 2021
Instrument	47439
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3620 OLIVE BRANCH ROAD, 3620, MARSHVILLE, NC 28103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2343 PLEASANT GROVE CH RD, MARSHVILLE, NC 28103-7681

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,200 (-) Land $108,900 Building $327,300	$436,200 (-) Land $108,900 Building $327,300
2025	$2,216.00 (+16.45%)	$436,200 (+53.38%) Land $108,900 Building $327,300	$436,200 (+53.38%) Land $108,900 Building $327,300
2023	$1,903.00 (+3.09%)	$284,400 (-) Land $89,800 Building $194,600	$284,400 (-) Land $89,800 Building $194,600
2022	$1,846.00	$284,400 Land $89,800 Building $194,600	$284,400 Land $89,800 Building $194,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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