3620 Oakes Dr, Hayward, CA 94542 Property Records

Alameda County property record for 3620 Oakes Dr, Hayward, CA 94542

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,606 sqft · built 1994
Lot Size	0.268 acres (11,661 sqft)
Owner	2 Individual Names on File
Last Sale	$1,960,000 (Apr 2026)
Tax Bill	$10,799 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`425-310-2`

Property Details

APN / Parcel Number

Primary APN	`425-310-2`
Alternative APN	`425-0310-002-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,606 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	11,661 sqft (0.268 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3620 OAKES DR
City	HAYWARD
State	CA
Zip	94542-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00008 BLK: 000A TR: 2698
Legal Subdivision	TRACT 2698 FILED MARCH 11 1965
Legal Tract	2698
Legal Block	A
Legal Lot Number	8
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2000
Census Tract	436402

Owner

3620 Oakes Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Alameda County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3620 OAKES DR, HAYWARD, CA 94542-1717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · Commercial Mortgage GMCLEODCONSULTING LLC 401K PLAN & TRUST
Apr 4, 2025	Deed of Trust, Mortgage · Commercial Mortgage MATTHEW J WEBB
Mar 19, 2026	Deed of Trust, Mortgage PERSONAL REPRESENTATIVE ERNEST MAIWALD O
Jun 18, 2025	Deed of Trust, Mortgage AMANN TRUST
Mar 27, 2025	Deed of Trust, Mortgage · Stand-Alone First Mortgage GMCLEODCONSULTING LLC 401K PLAN & TRUST
Apr 10, 2026	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2026 · Amount on File
Deed Sale	Apr 10, 2026 · Amount on File
Deed Document Number	202647630
Prior Transfer Date	Dec 6, 2000
Prior Transfer Doc	0000033222
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3620 OAKES DR, HAYWARD, CA 94542-1717
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 OAKES DR, HAYWARD, CA 94542-1717

Mortgage

Document Number	0000139378
Date	Nov 29, 2023
Instrument	2023139378

Lender

Name	GMCLEODCONSULTING LLC 401K PLAN & TRUST
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3620 OAKES DR, HAYWARD, CA 94542-1717
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 OAKES DR, HAYWARD, CA 94542-1717

Mortgage

Document Number	0000045970
Date	Apr 4, 2025
Instrument	2025045970

Lender

Name	MATTHEW J WEBB
Type	Private Party
Address	3011 CITRUS CIR STE 103, WALNUT CREEK, CA 94598

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3620 OAKES DR, HAYWARD, CA 94542-1717
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 OAKES DR, HAYWARD, CA 94542-1717

Mortgage

Document Number	0000036430
Date	Mar 19, 2026
Instrument	2026036430

Lender

Name	PERSONAL REPRESENTATIVE ERNEST MAIWALD O
Type	Private Party

Agreement

Amount	Amount on Record

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3620 OAKES DR, HAYWARD, CA 94542-1717
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 OAKES DR, HAYWARD, CA 94542-1717

Mortgage

Document Number	0000078354
Date	Jun 18, 2025
Instrument	2025078354

Lender

Name	AMANN TRUST
Type	Private Party
Address	656 SHELLEY ST, LIVERMORE, CA 94550

Agreement

Amount	Amount on Record

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3620 OAKES DR, HAYWARD, CA 94542-1717
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 OAKES DR, HAYWARD, CA 94542-1717

Mortgage

Document Number	0000042025
Date	Mar 27, 2025
Instrument	2025042025

Lender

Name	GMCLEODCONSULTING LLC 401K PLAN & TRUST
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 10, 2026
Property Address	3620 OAKES DR, HAYWARD, CA 94542-1717
Document Number	0000047630
Instrument Date	Apr 6, 2026
Instrument	202647630
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217,756.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3620 OAKES DR, HAYWARD, CA 94542-1717

Mortgage

Document Number	0000047631,
Date	Apr 10, 2026
Instrument	202647631

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3620 Oakes Dr was $10,799, up 1.4% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$844,647 (+2.02%) Land $180,364 Building $671,283
2025	$10,799.00 (+1.39%) Homeowner's exemption	$827,950 Land $176,828 Building $658,122
2024	$10,651.00 (+2.13%)
2023	$10,429.00 Homeowner's exemption	$802,531 Land $169,962 Building $632,569	$1,823,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3620 Oakes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3620 Oakes Dr is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks.

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