3620 Merganser Dr, Conway, SC 29527 Property Records

Horry County property record for 3620 Merganser Dr, Conway, SC 29527

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,445 sqft · built 2020
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$288,500 (Dec 2022)
Tax Bill	$1,457 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`369-10-04-0017`

Property Details

APN / Parcel Number

Primary APN	`369-10-04-0017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,445 sqft Living Area

Exterior

Year Built	Built 2020
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Open Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3620 MERGANSER DR
City	CONWAY
State	SC
Zip	29527-5166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND LAKES PH1; LOT 74
Legal Subdivision	WOODLAND LAKES PH1
Legal Lot Number	74
Jurisdiction	HORRY SC
Township / Civil Division	CONWAY
Census Block Group	3
Census Block	3036
Census Tract	70400

Owner

Source: Horry County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3620 MERGANSER DR, CONWAY, SC 29527-5166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL
Dec 21, 2022	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE
Aug 6, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2022 · Amount on Record
Deed Sale	Dec 21, 2022 · Amount on Record
Prior Sale	Aug 6, 2020 · Amount on Record
Deed Document Number	0046262259
Deed Book / Page	4626 / 2259
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	3620 MERGANSER DR, CONWAY, SC 29527-5166
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 MERGANSER DR, CONWAY, SC 29527-5166

Mortgage

Document Number	65230000000032
Date	Feb 23, 2022
Book Page	0000006523/0000000032

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Dec 21, 2022
Property Address	3620 MERGANSER DR, CONWAY, SC 29527-5166
Document Number	0046262259
Book / Page	4626 / 2259
Instrument Date	Dec 20, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 MERGANSER DR, CONWAY, SC 29527-5166

Mortgage

Document Number	0066322675
Date	Dec 21, 2022
Instrument	6632/2675

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Aug 6, 2020
Property Address	3620 MERGANSER DR, CONWAY, SC 29527-5166
Document Number	4332/2299
Book / Page	004332 / 002299
Instrument Date	Aug 6, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 30, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$687.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 MERGANSER DR CONWAY SC 295275166, CONWAY, SC 29527-5166

Mortgage

Document Number	6248/1911
Date	Aug 6, 2020
Book Page	006248/001911

Lender

Name	MORTGAGE SOLUTIONS
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2050

Tax Assessment & Valuation

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Conway City
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,457.00 (-8.31%)		$277,512 (-) Land $70,682 Building $206,830
2024	$1,589.00 (-9.82%)	$16,651 (+125.01%) Land $4,241 Building $12,410	$277,512 (+50.1%) Land $70,682 Building $206,830
2023	$1,762.00 (+69.59%)	$7,400 (-33.29%) Land $1,440 Building $5,960	$184,890 (-) Land $35,990 Building $148,900
2021	$1,039.00	$11,093 Land $2,159 Building $8,934	$184,890 Land $35,990 Building $148,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONWAY serves 27,005 people · EPA ID SC2610008
Water Source	Purchased surface water from GRAND STRAND W&SA/BULL CREEK
Last State Inspection	Jun 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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