James City County property record for 3620 Mallory Pl, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 4,511 sqft · built 2016 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,650,000 (May 2025) |
| Tax Bill | $9,119 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-4 07-0-0096 |
| Primary APN | 30-4 07-0-0096 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 4,511 sqft Living Area |
| Basement Area | 2,027 sqft |
| Finished Basement | 2,027 sqft |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Concrete |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Attached |
| Garage Area | 731 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 34149 |
|---|---|
| Street Address | 3620 MALLORY PL |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-9424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 GENERAL AGRICULTURE |
| Legal Description | L-96 S-2B LIBERTY RIDGE |
| Legal Subdivision | LIBERTY RIDGE |
| Legal Lot Number | 96 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | POWHATAN |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 80306 |
3620 Mallory Pl is owned and occupied by an individual who bought it in May 2025.
Source: James City County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3620 MALLORY PL, WILLIAMSBURG, VA 23188-9424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2026 | Deed of Trust, Mortgage · VA Mortgage EMM LOANS LLC |
| Dec 29, 2021 | Deed of Trust, Mortgage · ARM UNITED WHOLESALE MORTGAGE LLC |
| Aug 31, 2018 | Warranty Deed, Transfer WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2025 · Amount on File |
| Deed Sale | May 21, 2025 · Amount on File |
| Prior Sale | Aug 31, 2018 · Amount on File |
| Deed Document Number | 202506866 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 3620 MALLORY PL, WILLIAMSBURG, VA 23188-9424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3620 MALLORY PL, WILLIAMSBURG, VA 23188-9424 |
| Document Number | 0202601556 |
|---|---|
| Date | Feb 6, 2026 |
| Instrument | 202601556 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 3620 MALLORY PL, WILLIAMSBURG, VA 23188-9424 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210025350 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 210025350 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.38% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2027 |
| Change Frequency | 6 Months |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Aug 31, 2018 |
| Property Address | 3620 MALLORY PL, WILLIAMSBURG, VA 23188-9424 |
| Document Number | 0000014020 |
| Instrument Date | Aug 27, 2018 |
| Instrument | 14020 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3620 MALLORY PL WILLIAMSBURG VA 231889424, WILLIAMSBURG, VA 23188-9424 |
| Document Number | 14021 |
|---|---|
| Date | Aug 31, 2018 |
| Instrument | 14021 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3620 Mallory Pl was $9,119, up 6.4% from the year before.
Source: James City County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,119.00 (+6.42%) | $1,098,700 Land $214,000 Building $884,700 | $1,098,700 Land $214,000 Building $884,700 |
| 2024 | $8,569.00 (+26.52%) | ||
| 2023 | $6,773.00 | $816,100 Land $156,400 Building $659,700 | $816,100 Land $156,400 Building $659,700 |
| 2022 | $6,773.00 | ||
| 2019 | $6,560.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3620 Mallory Pl in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 147 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 147 in force |
| Nearby Flood Claims | 14 (2003–2024) |
| Most Recent Claim | Mar 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3620 Mallory Pl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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