3620 Joaquin Ponce Dr, Laredo, TX 78046 Property Records

Webb County property record for 3620 Joaquin Ponce Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	2,326 sqft · built 2022
Lot Size	0.187 acres (8,123 sqft)
Owner	Individual Name on Record
Tax Bill	$1,731 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`950-36009-150`

Property Details

APN / Parcel Number

Primary APN	`950-36009-150`
Alternative APN	`790745`

Interior

Stories	1 Story
Building Area	2,326 sqft Living Area
Gross Area	2,810 sqft
1st Floor Area	2,326 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,123 sqft (0.187 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	275 sqft

Location & Zoning

Street Address	3620 JOAQUIN PONCE DR, DR
City	LAREDO
State	TX
Zip	78046-5815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOMAS DEL SUR SUBD. UNIT XVIII BLK 9 LOT 15
Legal Subdivision	LOMAS DEL
Legal Block	9
Legal Lot Number	15
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1007
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3620 JOAQUIN PONCE DR, LAREDO, TX 78046-5815
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Feb 20, 2024	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Jun 27, 2022	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 9, 2023
Transfer Doc	0001499538
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Recording Date	Oct 6, 2026
Property Address	3620 JOAQUIN PONCE DR, DR, LAREDO, TX 78046-5815
Document Number	0001599939
Book / Page	6120 / 293
Instrument Date	Sep 1, 2026
Instrument	20261599939
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 JOAQUIN PONCE DR, LAREDO, TX 78046-5815

Mortgage

Document Number	0001599939,
Date	Oct 6, 2026
Book Page	6120/293
Instrument	20261599939

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Sep 1, 2066

Interest

Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3620 JOAQUIN PONCE DR # DR, DR, LAREDO, TX 78046-5815
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 JOAQUIN PONCE DR, LAREDO, TX 78046-5815

Mortgage

Document Number	005603/620
Date	Feb 20, 2024
Book Page	5603/620
Instrument	1522174

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Jul 1, 2052

June 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 27, 2022
Property Address	3620 JOAQUIN PONCE DR # DR, DR, LAREDO, TX 78046-5815
Document Number	005298/597
Book / Page	5298 / 597
Map Reference	VOL 39 PG 11&12
Instrument Date	Jun 24, 2022
Instrument	1471724
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 8, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 JOAQUIN PONCE DR, LAREDO, TX 78046-5815

Mortgage

Document Number	0001471725
Date	Jun 27, 2022
Instrument	1471725

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,112 (-0.58%) Land $83,667 Building $256,445	$340,112 (-0.58%) Land $83,667 Building $256,445
2025	$1,731.00 (-22.76%)	$342,100 (+8.43%) Land $83,667 Building $258,433	$342,100 (+8.43%) Land $83,667 Building $258,433
2024	$2,241.00 (+649.5%)
2023		$315,503 Land $48,819 Building $266,684	$315,503 Land $48,819 Building $266,684
2022	$299.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

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