Marshall County property record for 3620 Harber Rd, Chapel Hill, TN 37034
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,518 sqft · built 1994 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $89,500 (Aug 1998) |
| Tax Bill | $1,144 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 019 00803 000 |
| Primary APN | 019 00803 000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,518 sqft Living Area |
| 1st Floor Area | 990 sqft |
| Upper Floors Area | 528 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 259 sqft |
| Deck Area | 140 sqft |
| Patio Area | 261 sqft |
| Gazebo | 121 sqft |
| Utility Building | 160 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 3620 HARBER RD |
|---|---|
| City | CHAPEL HILL |
| State | TN |
| Zip | 37034-2020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | DISTRICT: 1; SUBDIVISION: MICHAEL BENNETT SUB; LOT: 1; PLAT BOOK: B; PLAT PAGE: 41 |
| Legal Subdivision | MICHAEL BENNETT SUB |
| Legal Lot Number | 1 |
| Jurisdiction | MARSHALL TN |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 955000 |
3620 Harber Rd is owned and occupied by two individuals who bought it in August 1998.
Source: Marshall County records, as of July 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3620 HARBER RD, CHAPEL HILL, TN 37034-2020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 1998 · Amount on File |
| Deed Sale | Aug 31, 1998 · Amount on File |
| Prior Sale | Nov 12, 1996 · Amount on File |
| Deed Book / Page | 250 / 821 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARSHALL TN |
| Recording Date | Jun 26, 2026 |
| Property Address | 3620 HARBER RD, CHAPEL HILL, TN 37034-2020 |
| Document Number | 0000266453 |
| Book / Page | 923 / 1127 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 2026266453 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 3620 HARBER RD, CHAPEL HILL, TN 37034-2020 |
| Investor | Possibly a Property Investor |
| Document Number | 0000266453, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 923/1127 |
| Instrument | 2026266453 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 16, 2041 |
| Rate | 5.85% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 3620 Harber Rd was $1,144, up 8.2% from the year before.
Source: Marshall County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Marshall County |
| Unified School District | Marshall County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,144.00 (+8.23%) | $58,100 (-) Land $12,225 Building $45,875 | |
| 2024 | $1,057.00 | $58,100 (-) Land $12,225 Building $45,875 | |
| 2023 | $58,100 Land $12,225 Building $45,875 | ||
| 2022 | $232,400 Land $48,900 Building $183,500 | ||
| 2021 | $959.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3620 Harber Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3620 Harber Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARSHALL CO B.P.U. #1 serves 13,257 people · EPA ID TN0000105 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Communications Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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