3620 Guilderland Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 3620 Guilderland Ave, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,356 sqft · built 2004
Lot Size6.73 acres (293,159 sqft)
Owner2 Individual Names on Record
Tax Bill$14,408 (2026)
Deeds & MortgagesFeb 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN422800 70.-3-32

Property Details

APN / Parcel Number

Primary APN422800 70.-3-32
Alternative APN
  • 280007000000030320000000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,356 sqft Living Area
1st Floor Area1,738 sqft
2nd Floor Area1,618 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area293,159 sqft (6.73 acres)
Garage TypeAttached
Garage Area1,500 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3620 GUILDERLAND AVE
CitySCHENECTADY
StateNY
Zip12306-1828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1
Legal Block3
Legal Lot Number32.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1036
Census Tract33002

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3620 GUILDERLAND AVE, SCHENECTADY, NY 12306-1828
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address3620 GUILDERLAND AVE, SCHENECTADY, NY 12306-1828
Transaction TypeMortgage
Record UpdatedMar 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011785
DateFeb 26, 2024
Book Page5360/291
Instrument202411785
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,408.00 (-7.89%) Homeowner's exemption
2025$15,642.00$405,000 (-) Land $74,900 Building $330,100$623,100 (+16.93%) Land $115,235 Building $507,865
2023$405,000 Land $74,900 Building $330,100$532,900 Land $98,554 Building $434,346

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fiber
980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Guilderland Ave

Nearby Streets

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