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3620 Gowan Dr, Memphis, TN 38127 Property Records

Shelby County property record for 3620 Gowan Dr, Memphis, TN 38127 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,269 sqft · built 1960
Lot Size0.255 acres (11,111 sqft)
OwnerIndividual Name on File
Last Sale$66,000 (Apr 2008)
Tax Bill$567 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Aug 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN07-0052-0-0087

Property Details

APN / Parcel Number

Primary APN07-0052-0-0087

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,269 sqft Living Area
1st Floor Area1,269 sqft
Utility Area56 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,111 sqft (0.255 acres)
Lot Dimensions181 ft deep x 71 ft wide
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft

Exterior Amenities

PorchOpen Porch
Porch Area56 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3620 GOWAN DR
CityMEMPHIS
StateTN
Zip38127-5417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE S GOWAN DRIVE
Legal SubdivisionPLEASANT VALLEY
Legal Lot Number43
JurisdictionSHELBY TN
Township / Civil Division7
Census Block Group2
Census Block2004
Census Tract10121

Owner

Source: Shelby County records · APN 07-0052-0-0087

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3620 GOWAN DR, MEMPHIS, TN 38127-5417
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2024Deed of Trust, Mortgage · FHA Mortgage
VOLUNTEER MORTGAGE LOAN SERVICING
Aug 19, 2020Loan Modification, Mortgage · Conventional with PMI
HOUSING & CMNTY DEV DEPT

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 30, 2008 · Amount on Record
Deed SaleApr 30, 2008 · Amount on Record
Prior SaleOct 31, 2006 · Amount on Record
Deed Document Number200857190
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address3620 GOWAN DR, MEMPHIS, TN 38127-5417
Transaction TypeMortgage
Record UpdatedFeb 28, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3620 GOWAN DR, MEMPHIS, TN 38127-5417

Mortgage

Document Number0024015071
DateFeb 22, 2024
Instrument24015071
Lender
NameVOLUNTEER MORTGAGE LOAN SERVICING
AddressNASHVILLE, TN 37219
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term307 Months
DueSep 01, 2049

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSHELBY TN
Property Address3620 GOWAN DR, MEMPHIS, TN 38127-5417
Document Number0000100365
Instrument DateAug 19, 2020
Transaction TypeMortgage
Record UpdatedOct 01, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3620 GOWAN DR MEMPHIS TN 381275417, MEMPHIS, TN 38127-5417

Mortgage

Document Number0000100365
DateSep 17, 2020
Instrument100365
Lender
NameHOUSING & CMNTY DEV DEPT
TypeConstruction/Development Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term336 Months
DueSep 16, 2048
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$567.00 (-35.64%)$21,100 (+45.77%) Land $1,700 Building $19,400$84,400 (+45.77%) Land $6,800 Building $77,600
2023$14,475 Land $1,475 Building $13,000
2022$881.00
2021$57,900 Land $5,900 Building $52,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shelby County (47157C), updated June 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471570101212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 215 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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