3620 Ginger Dr, Columbus, GA 31909 Property Records

Columbus City property record for 3620 Ginger Dr, Columbus, GA 31909

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,848 sqft · built 1974
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,900 (Aug 2026)
Tax Bill	$3,249 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2020 Sale & Mortgage
APN	`072 006 003`

Property Details

APN / Parcel Number

Primary APN	`072 006 003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,848 sqft Living Area
1st Floor Area	1,596 sqft
Upper Floors Area	648 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2010
Architectural Style	French
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	154 ft deep x 77 ft wide
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3620 GINGER DR
City	COLUMBUS
State	GA
Zip	31909-3114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 BK A GINGER CREEK
Legal Subdivision	GINGER CREEK
Legal Block	A
Legal Lot Number	7
Jurisdiction	MUSCOGEE GA
Township / Civil Division	COLUMBUS NORTH
Census Block Group	2
Census Block	2010
Census Tract	10205

Owner

Source: Columbus City records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3620 GINGER DR, COLUMBUS, GA 31909-3114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Special Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Apr 27, 2020	Warranty Deed, Transfer · FHA Mortgage RENASANT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2026 · Amount on Record
Deed Sale	Aug 12, 2026 · Amount on Record
Prior Sale	Jul 17, 2024 · Amount on Record
Deed Document Number	202620109
Deed Book / Page	14995 / 166
Record Updated	Sep 20, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MUSCOGEE GA
Recording Date	Aug 12, 2026
Property Address	3620 GINGER DR, COLUMBUS, GA 31909-3114
Document Number	0000020109
Book / Page	14995 / 166
Instrument Date	Jul 31, 2026
Instrument	202620109
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,269.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 GINGER DR, COLUMBUS, GA 31909-3114

Mortgage

Document Number	0000020110,
Date	Aug 12, 2026
Instrument	202620110

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSCOGEE GA
Recording Date	Apr 27, 2020
Property Address	3620 GINGER DR, COLUMBUS, GA 31909-3114
Document Number	0129390292
Book / Page	012939 / 000292
Instrument Date	Apr 14, 2020
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$91.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 GINGER DR COLUMBUS GA 319093114, COLUMBUS, GA 31909-3114

Mortgage

Document Number	129390294
Date	Apr 27, 2020
Book Page	012939/000294

Lender

Name	RENASANT BK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

Tax Assessment & Valuation

Source: Columbus City assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Georgia
County / Municipality	Columbus City
Unified School District	Muscogee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,204 (-) Land $13,324 Building $82,880	$240,510 (-) Land $33,310 Building $207,200
2025	$3,249.00 (+1,418.22%) Homeowner's exemption	$96,204 (+61.7%) Land $13,324 Building $82,880	$240,510 (+61.7%) Land $33,310 Building $207,200
2023	$214.00 Homeowner's exemption	$59,496 Land $13,324 Building $46,172	$148,740 Land $33,310 Building $115,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2009–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS serves 229,000 people · EPA ID GA2150000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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