Polk County property record for 3620 Garrard Rd, Fort Meade, FL 33841
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,492 sqft · built 2025 |
| Lot Size | 0.505 acres (22,002 sqft) |
| Owner | Company Name on Record |
| Last Sale | $315,000 (May 2026) |
| Tax Bill | $465 (2025) |
| Deeds & Mortgages | May 2026 Sale Feb 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-31-12-695951-000020 |
| Primary APN | 26-31-12-695951-000020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,492 sqft Living Area |
| Gross Area | 1,933 sqft |
| 1st Floor Area | 1,492 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 22,002 sqft (0.505 acres) |
| Lot Dimensions | 220 ft deep x 100 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Unfinished Open Porch |
| Street Address | 3620 GARRARD RD |
|---|---|
| City | FORT MEADE |
| State | FL |
| Zip | 33841-9739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTH LAKE BUFFUM SHORES PB 83 PGS 48 & 49 LOT 2 |
| Legal Range | 26E |
| Legal Township | 31S |
| Legal Section | 12 |
| Legal Subdivision | NORTH LAKE BUFFUM SHORES |
| Legal Tract | 695951 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 15302 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4084 W 9200 S, PAYSON, UT 84651-9717 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 12, 2026 | Warranty Deed, Transfer REAL ESTATE TITLE |
| Feb 26, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Mar 11, 2025 | Warranty Deed, Transfer FLORIDA PROFESSIONAL TITLE INC, FLORIDA PROFESSIONAL TTL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2026 · Amount on Record |
| Deed Sale | May 12, 2026 · Amount on Record |
| Prior Sale | Mar 11, 2025 · Amount on Record |
| Deed Document Number | 2026112662 |
| Deed Book / Page | 13993 / 2173 |
| Prior Transfer Date | Feb 25, 2026 |
| Prior Transfer Doc | 0000048197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 12, 2026 |
| Property Address | 3620 GARRARD RD, FORT MEADE, FL 33841-9739 |
| Document Number | 0000112662 |
| Book / Page | 13993 / 2173 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026.112662 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | REAL ESTATE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $222,705.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 4084 W 9200 S, PAYSON, UT 84651-9717 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 26, 2026 |
| Property Address | 3620 GARRARD RD, FORT MEADE, FL 33841-9739 |
| Document Number | 0000048197 |
| Book / Page | 13897 / 1890 |
| Map Reference | MB 83 PG 48 |
| Instrument Date | Feb 25, 2026 |
| Instrument | 2026048197 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 280, EAGLE LAKE, FL 33839-0280 |
| Name | Verified Name |
|---|---|
| Address | 4100 SPIRIT LAKE RD STE 1, 1, WINTER HAVEN, FL 33880-5081 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 11, 2025 |
| Property Address | 3620 GARRARD RD, FORT MEADE, FL 33841-9739 |
| Document Number | 0000053785 |
| Book / Page | 13461 / 931 |
| Map Reference | MB 83 PG 48 |
| Instrument Date | Feb 25, 2025 |
| Instrument | 2025053785 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | FLORIDA PROFESSIONAL TITLE INC, FLORIDA PROFESSIONAL TTL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $210.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7898 N LAKE BUFFUM SHORE RD, FORT MEADE, FL 33841-9231 |
| Name | Verified Name |
|---|---|
| Address | 4100 SPIRIT LAKE RD, WINTER HAVEN, FL 33880-4978 |
| Investor | Possibly a Property Investor |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $248,173 (+589.37%) Land $36,000 Building $212,173 | $248,173 (+589.37%) Land $36,000 Building $212,173 | |
| 2025 | $465.00 (+92.95%) | $36,000 (+2.86%) Land $36,000 | $36,000 (+2.86%) Land $36,000 |
| 2024 | $241.00 (-0.41%) | ||
| 2023 | $242.00 (+20.4%) | $35,000 (+20.69%) Land $35,000 | $35,000 (+20.69%) Land $35,000 |
| 2022 | $201.00 | $29,000 Land $29,000 | $29,000 Land $29,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 14 (1998–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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