3620 Flagstone Dr, Billings, MT 59102 Property Records

Yellowstone County property record for 3620 Flagstone Dr, Billings, MT 59102

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,111 sqft · built 2005
Lot Size0.311 acres (13,525 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Mar 2006)
Tax Bill$6,419 (2025)
Deeds & MortgagesMay 2026 Construction Loan
Aug 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN000A272500

Property Details

APN / Parcel Number

Primary APN000A272500
Alternative APNs
  • 03-1032-27-3-04-04-0000
  • R0328483
  • A272500
  • A27250

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area4,111 sqft Living Area
Gross Area4,560 sqft
1st Floor Area1,835 sqft
2nd Floor Area906 sqft
Basement Area1,819 sqft
Finished Basement1,370 sqft
Unfinished Basement449 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area13,525 sqft (0.311 acres)
View / LotNeighborhood / Spot
Garage Area805 sqft
Parking Spaces3 Parking Spaces
PorchOpen Frame Porch
Porch Area175 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3620 FLAGSTONE DR
CityBILLINGS
StateMT
Zip59102-0300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-96
Legal DescriptionCASTLEWOOD SUBD 4TH FILING, S27, T01 N, R25 E, BLOCK 7, LOT 4
Legal Range25E
Legal Township01N
Legal Section27
Legal SubdivisionCASTLEWOOD SUBD 4TH FILING
Legal Block7
Legal Lot Number4
JurisdictionYELLOWSTONE MT
Township / Civil DivisionBILLINGS
Census Block Group3
Census Block3005
Census Tract1801

Owner

3620 Flagstone Dr is owned and occupied by two individuals who bought it in March 2006.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record2 Individual Names on File
Mailing Address3620 FLAGSTONE DR, BILLINGS, MT 59102-0300
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 15, 2026Deed of Trust, Mortgage · Construction Mortgage
YELLOWSTONE BANK
Aug 24, 2022Deed of Trust, Mortgage · Line of Credit
YELLOWSTONE BANK
Mar 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
YELLOWSTONE BANK
Jul 30, 2020Deed of Trust, Mortgage · Line of Credit
YELLOWSTONE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2006 · Amount on File
Deed SaleMar 10, 2006 · Amount on File
Prior SaleOct 24, 2005
Deed Document Number20063369618
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYELLOWSTONE MT
Recording DateMay 15, 2026
Property Address3620 FLAGSTONE DR, BILLINGS, MT 59102-0300
Document Number0004133782
Instrument DateMay 1, 2026
Instrument20264133782
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3620 FLAGSTONE DR, BILLINGS, MT 59102-0300

Mortgage

Document Number0004133782,
DateMay 15, 2026
Instrument20264133782
Lender
NameYELLOWSTONE BANK
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueApr 5, 2027
Interest
Rate6.46%
Max Rate-1%

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYELLOWSTONE MT
Property Address3620 FLAGSTONE DR, BILLINGS, MT 59102-0300
Transaction TypeMortgage
Record UpdatedSep 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3620 FLAGSTONE DR, BILLINGS, MT 59102-0300

Mortgage

Document Number0004027516
DateAug 24, 2022
Instrument4027516
Lender
NameYELLOWSTONE BANK
TypeBank
AddressLAUREL, MT 59044
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueAug 15, 2027

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYELLOWSTONE MT
Property Address3620 FLAGSTONE DR, BILLINGS, MT 59102-0300
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003808214
DateMar 15, 2017
Instrument3808214
Lender
NameYELLOWSTONE BANK
TypeBank
AddressBILLINGS, MT 59102
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2047

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYELLOWSTONE MT
Property Address3620 FLAGSTONE DR, BILLINGS, MT 59102-0300
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003930037
DateJul 30, 2020
Instrument3930037
Lender
NameYELLOWSTONE BANK
TypeBank
AddressLAUREL, MT 59044
Agreement
TypeLine of Credit
AmountAmount on Record
Term61 Months
DueAug 5, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 3620 Flagstone Dr was $6,419, down 6.1% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMontana
MunicipalityBillings City
CountyYellowstone County
Elementary School DistrictBillings Elementary School District (PK - 08)
Secondary School DistrictBillings High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$840,600 (-) Land $122,360 Building $718,240$840,600 (-) Land $122,360 Building $718,240
2025$6,419.00 (-6.11%)$840,600 Land $122,360 Building $718,240$840,600 Land $122,360 Building $718,240
2024$6,837.00 (+7.05%)
2023$6,387.00$715,700$715,700 Land $108,227 Building $607,473

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3620 Flagstone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3620 Flagstone Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BILLINGS
serves 114,000 people · EPA ID MT0000153
Water SourceSurface water
Last State InspectionMay 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wisp West
Fixed Wireless
200 / 100
T-Mobile
Fixed Wireless
100 / 20

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