3620 E M St, Tacoma, WA 98404 Property Records

Pierce County property record for 3620 E M St, Tacoma, WA 98404

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,822 sqft · built 1979
Lot Size0.146 acres (6,350 sqft)
Owner2 Individual Names on File
Tax Bill$4,983 (2026)
Deeds & MortgagesAug 2026 Line of Credit
Jan 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN567500-0-750

Property Details

APN / Parcel Number

Primary APN567500-0-750

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area1,822 sqft Living Area
1st Floor Area504 sqft
Upper Floors Area926 sqft
Basement Area896 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1994
Architectural StyleSplit Foyer
Exterior MaterialFrame Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,350 sqft (0.146 acres)
Garage TypeAttached
Garage Area392 sqft
Parking Spaces1 Parking Space
PorchSlab
Deck Area112 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address3620 E M ST
CityTACOMA
StateWA
Zip98404-3839
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionSECTION 15 TOWNSHIP 20 RANGE 03 QUARTER 21 MCKINLEY PARK HEIGHTS: MCKINLEY PARK HEIGHTS L 9 & 10 B 11
Legal Range03
Legal Township20
Legal Section15
Legal SubdivisionMCKINLEY PARK HEIGHTS
Legal Block11
Legal Lot Number9
JurisdictionPIERCE WA
Township / Civil DivisionTACOMA
Census Block Group2
Census Block2000
Census Tract62000

Owner

3620 E M St is owned and occupied by two individuals who acquired it in March 2003.

Source: Pierce County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address3620 E M ST, TACOMA, WA 98404-3839
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2026Deed of Trust, Mortgage · Line of Credit
KITSAP CREDIT UNION
Jan 22, 2026Deed of Trust, Mortgage
KITSAP CU
Jul 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Aug 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 21, 2003
Transfer Doc0000000159
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Recording DateAug 19, 2026
Property Address3620 E M ST, TACOMA, WA 98404-3839
Document Number0000000097
Instrument DateAug 14, 2026
Instrument202697
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3620 E M ST, TACOMA, WA 98404-3839

Mortgage

Document Number0000000097,
DateAug 19, 2026
Instrument202697
Lender
NameKITSAP CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term264 Months
DueAug 28, 2048
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address3620 E M ST, TACOMA, WA 98404-3839
Transaction TypeMortgage
Record UpdatedJan 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3620 E M ST, TACOMA, WA 98404-3839

Mortgage

Document Number0001220130
DateJan 22, 2026
Instrument202601220130
Lender
NameKITSAP CU
TypeCredit Union
AddressBREMERTON, WA 98337
Agreement
AmountAmount on Record
Term181 Months
DueFeb 1, 2041

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address3620 E M ST, TACOMA, WA 98404-3839
Document Number2011030239
Instrument DateJul 1, 2020
Transaction TypeMortgage
Record UpdatedNov 25, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3620 E M ST TACOMA WA 984043839, TACOMA, WA 98404-3839

Mortgage

Document Number2011030239
DateNov 3, 2020
Instrument202011030239
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 2, 2035

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address3620 E M ST, TACOMA, WA 98404-3839
Document Number1908290879
Instrument DateAug 16, 2019
Transaction TypeMortgage
Record UpdatedSep 16, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3620 E M ST TACOMA WA 984043839, TACOMA, WA 98404-3839

Mortgage

Document Number1908290879
DateAug 29, 2019
Instrument201908290879
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueAug 28, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 3620 E M St was $4,983, up 1.7% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
MunicipalityTacoma City
Unified School DistrictTacoma Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,983.00 (+1.69%)$460,900 Land $168,400 Building $292,500$460,900 Land $168,400 Building $292,500
2025$4,900.00 (+7.22%)
2024$4,570.00 (+1.33%)$410,400 (-5.48%) Land $166,700 Building $243,700$410,400 (-5.48%) Land $166,700 Building $243,700
2023$4,510.00$434,200 Land $166,200 Building $268,000$434,200 Land $166,200 Building $268,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3620 E M St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3620 E M St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TACOMA WATER DIVISION
serves 446,245 people · EPA ID WA5386800
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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