3620 E 43rd Ct, Des Moines, IA 50317 Property Records

Polk County property record for 3620 E 43rd Ct, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,380 sqft · built 1994
Lot Size	0.172 acres (7,475 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Aug 2023)
Tax Bill	$4,304 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060/07934-840-000`

Property Details

APN / Parcel Number

Primary APN	`060/07934-840-000`
Alternative APN	`792328204017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
Gross Area	2,616 sqft
1st Floor Area	832 sqft
Upper Floors Area	548 sqft
Basement Area	832 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,475 sqft (0.172 acres)
Lot Dimensions	115 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	404 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3620 E 43RD CT
City	DES MOINES
State	IA
Zip	50317-4062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 SUNRISE ESTATES PLAT #1
Legal Subdivision	SUNRISE ESTATES PLAT 1
Legal Lot Number	40
Jurisdiction	POLK IA
Township / Civil Division	DELAWARE
Census Block Group	1
Census Block	1016
Census Tract	10602

Owner

Source: Polk County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3620 E 43RD CT, DES MOINES, IA 50317-4062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · FHA Mortgage TEXANA BANK
Aug 18, 2023	Warranty Deed, Transfer · FHA Mortgage PREMIER LENDING ALLIANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2023 · Amount on Record
Deed Sale	Aug 18, 2023 · Amount on Record
Prior Sale	May 7, 2001 · Amount on Record
Deed Document Number	202344313
Deed Book / Page	19574 / 572
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Apr 16, 2026
Property Address	3620 E 43RD CT, DES MOINES, IA 50317-4062
Document Number	0000021277
Book / Page	20485 / 410
Instrument Date	Apr 10, 2026
Instrument	202621277
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 E 43RD CT, DES MOINES, IA 50317-4062

Mortgage

Document Number	0000021277,
Date	Apr 16, 2026
Book Page	20485/410
Instrument	202621277

Lender

Name	TEXANA BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 18, 2023
Property Address	3620 E 43RD CT, DES MOINES, IA 50317-4062
Document Number	0000044313
Book / Page	19574 / 572
Instrument Date	Aug 15, 2023
Instrument	2023-00044313
Transaction Type	Transfer
Record Updated	Aug 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$439.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 E 43RD CT, DES MOINES, IA 50317-4062

Mortgage

Document Number	0000044314
Date	Aug 18, 2023
Book Page	19574/574
Instrument	2023-00044314

Lender

Name	PREMIER LENDING ALLIANCE
Type	Mortgage Company
Address	JOHNSTON, IA 50131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Southeast Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$261,700 (+12.61%) Land $42,200 Building $219,500	$261,700 (+12.61%) Land $42,200 Building $219,500
2024	$4,304.00 (+5.75%)
2023		$232,400 (+14.65%) Land $37,000 Building $195,400	$232,400 (+14.65%) Land $37,000 Building $195,400
2022		$202,700 Land $33,000 Building $169,700
2021			$202,700 Land $33,000 Building $169,700
2020	$4,070.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Google Fiber, T-Mobile.

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