3620 E 39th Ct, Des Moines, IA 50317 Property Records

Polk County property record for 3620 E 39th Ct, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1963
Lot Size	0.175 acres (7,626 sqft)
Owner	Individual Name on File
Last Sale	$238,500 (Oct 2023)
Tax Bill	$3,486 (2020)
Deeds & Mortgages	Aug 2022 Line of Credit Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7923-28-104-031`

Property Details

APN / Parcel Number

Primary APN	`7923-28-104-031`
Alternative APN	`060/00545-014-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	988 sqft Living Area
Gross Area	1,232 sqft
1st Floor Area	988 sqft
Basement Area	494 sqft
Finished Basement	250 sqft

Exterior

Year Built	Built 1963
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,626 sqft (0.175 acres)
Lot Dimensions	123 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	20 sqft
Deck Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3620 E 39TH CT
City	DES MOINES
State	IA
Zip	50317-5838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BRIARHILL HEIGHTS
Legal Range	23W
Legal Township	79N
Legal Section	28
Legal Subdivision	BRIARHILL HEIGHTS
Legal Lot Number	14
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1003
Census Tract	102

Owner

3620 E 39th Ct is owned and occupied by an individual who bought it in October 2023.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	3620 E 39TH CT, DES MOINES, IA 50317-5838
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Oct 19, 2023	Warranty Deed, Transfer · VA Mortgage US BANK NA
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRONTIER FINANCIAL INC
Aug 28, 2020	Grant Deed NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2023 · Amount on File
Deed Sale	Oct 19, 2023 · Amount on File
Deed Document Number	2023-00056453
Deed Book / Page	19632 / 572
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3620 E 39TH CT, DES MOINES, IA 50317-5838
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065643
Date	Aug 15, 2022
Book Page	19230/619
Instrument	2022-00065643

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 19, 2023
Property Address	3620 E 39TH CT, DES MOINES, IA 50317-5838
Document Number	0000056453
Book / Page	19632 / 572
Instrument Date	Oct 16, 2023
Instrument	2023-00056453
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 E 39TH CT, DES MOINES, IA 50317-5838

Mortgage

Document Number	0000056454
Date	Oct 19, 2023
Book Page	19632/574
Instrument	2023-00056454

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3620 E 39TH CT, DES MOINES, IA 50317-5838
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012541
Date	Jul 31, 2020
Book Page	17981/735
Instrument	2020-00012541

Lender

Name	FRONTIER FINANCIAL INC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2020: Grant Deed

Document Type	Grant Deed
Jurisdiction	POLK IA
Recording Date	Aug 28, 2020
Property Address	3620 E 39TH CT, DES MOINES, IA 50317-5838
Document Number	0000023429
Book / Page	018034 / 000800
Instrument Date	Jul 23, 2020
Instrument	23429
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 E 39TH CT DES MOINES IA 503175838, DES MOINES, IA 50317-5838

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$215,000 Land $40,800 Building $174,200	$215,000 Land $40,800 Building $174,200
2023		$190,900 Land $35,600 Building $155,300	$190,900 Land $35,600 Building $155,300
2020	$3,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3620 E 39th Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3620 E 39th Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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