3620 Cherry Valley Dr, Olney, MD 20832 Property Records

Montgomery County property record for 3620 Cherry Valley Dr, Olney, MD 20832

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,332 sqft · built 1978
Lot Size	0.545 acres (23,736 sqft)
Owner	2 Individual Names on Record
Last Sale	$845,000 (Sep 2022)
Tax Bill	$9,160 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-00722103`

Property Details

APN / Parcel Number

Primary APN	`08-00722103`
Alternative APN	`00722103`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,332 sqft Living Area
Gross Area	3,816 sqft
1st Floor Area	1,540 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	23,736 sqft (0.545 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	663 sqft
Porch	Open Porch
Porch Area	88 sqft
Deck Area	650 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00722103
Street Address	3620 CHERRY VALLEY DR
City	OLNEY
State	MD
Zip	20832-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	CHERRY VALLEY
Legal Subdivision	TURKEY THICKET ETC
Legal Block	2
Legal Lot Number	13
Jurisdiction	MONTGOMERY MD
Township / Civil Division	8
Census Block Group	2
Census Block	2001
Census Tract	701313

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3620 CHERRY VALLEY DR, OLNEY, MD 20832-2404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Deed, Transfer · Conventional Mortgage NAVY FCU
Sep 24, 2021	Deed of Trust, Mortgage · Line of Credit ANDREWS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2022 · Amount on Record
Deed Sale	Sep 29, 2022 · Amount on Record
Prior Sale	Mar 12, 2001 · Amount on Record
Deed Book / Page	66310 / 347
Record Updated	Sep 20, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 29, 2022
Property Address	3620 CHERRY VALLEY DR, OLNEY, MD 20832-2404
Document Number	0663100347
Book / Page	66310 / 347
Map Reference	MB 66 PL 6051
Instrument Date	Sep 26, 2022
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	PARAGON TITLE INSURANCE COMPANY, PARAGON TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3620 CHERRY VALLEY DR, OLNEY, MD 20832-2404

Mortgage

Document Number	0066310356
Date	Sep 29, 2022
Instrument	66310/356

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Oct 1, 2025
Change Frequency	5 Years
Min Rate At Change	2.25%
Max Rate At Change	6.25%
Index	5-Year CMT
Margin	2
Max Rate	9.25%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3620 CHERRY VALLEY DR, OLNEY, MD 20832-2404
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0641110424
Date	Sep 24, 2021
Book Page	64111/424

Lender

Name	ANDREWS FCU
Type	Credit Union
Address	SUITLAND, MD 20746

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$837,867 (+4.34%)	$907,600 (+13.03%) Land $310,900 Building $596,700
2025	$9,160.00 (+42.95%)	$803,000 (+20.14%) Land $296,100 Building $506,900	$803,000 (-) Land $296,100 Building $506,900
2023		$668,400	$803,000 Land $296,100 Building $506,900
2022	$6,408.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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