3620 Chardonnay Ct, Normal, IL 61761 Property Records

McLean County property record for 3620 Chardonnay Ct, Normal, IL 61761

Property Summary

Property TypeSingle Family Home
Details1,198 sqft · built 2016
Lot Size0.06 acres (2,613 sqft)
OwnerCompany Name on File
Last Sale$85,000 (Nov 2015)
Tax Bill$6,259 (2024)
Deeds & MortgagesFeb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN15-19-155-010

Property Details

APN / Parcel Number

Primary APN15-19-155-010

Interior

Stories1 Story
Building Area1,198 sqft Living Area
1st Floor Area1,198 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialAluminum/Vinyl
Lot Area2,613 sqft (0.06 acres)

Location & Zoning

Street Address3620 CHARDONNAY CT
CityNORMAL
StateIL
Zip61761-8201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVINEYARDS 1 SUB LOT 112
Legal Range03E
Legal Township24N
Legal Section19
Legal SubdivisionVINEYARDS 1 SUB
Legal Lot Number112
JurisdictionMCLEAN IL
Township / Civil DivisionTOWANDA
Census Block Group5
Census Block5108
Census Tract5102

Owner

3620 Chardonnay Ct is owned by a company that bought it in November 2015.

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address1502 E JACKSON ST, BLOOMINGTON, IL 61701-5632
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2015 · Amount on File
Deed SaleNov 6, 2015 · Amount on File
Deed Document Number201521354
Record UpdatedJun 8, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address3620 CHARDONNAY CT, NORMAL, IL 61761-8201
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyMCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000003312
DateFeb 21, 2020
Instrument2020-00003312
Lender
NameCITIZENS EQUITY FCU
TypeCredit Union
AddressPEORIA, IL 61615
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term85 Months
DueMar 1, 2027
Interest
Rate4.14%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionTowanda Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$84,277 Land $10,324 Building $73,953$252,831 Land $30,972 Building $221,859
2024$6,259.00 (+6.5%)
2023$5,877.00$69,335 Land $8,493 Building $60,842$208,005 Land $25,479 Building $182,526

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3620 Chardonnay Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims6 (1979–2021)
Claims Outside the SFHA1 of 6
Most Recent ClaimOct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3620 Chardonnay Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAL
serves 52,736 people · EPA ID IL1130900
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Watch TV
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Pavlov Media.

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