3620 Centergrove Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 3620 Centergrove Rd, Concord, NC 28025

Property Summary

Property TypeRural Home
Details2 bd · 2 ba · 1,704 sqft · built 1982
Lot Size31 acres (1,350,360 sqft)
Owner2 Owners on Record
Last Sale$285,000 (Jun 2004)
Tax Bill$2,214 (2023)
Deeds & MortgagesOct 2023 Construction Loan
Flood ZoneZone X (minimal risk)
APN5632 37 6726

Property Details

APN / Parcel Number

Primary APN5632 37 6726
Alternative APNs
  • 05012 0005.000000
  • 28416

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,704 sqft Living Area
Gross Area3,123 sqft
1st Floor Area2,727 sqft
FlooringHardwood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1987
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,350,360 sqft (31 acres)
Lot Width660 ft Width
Garage TypeMixed
Garage Area396 sqft
DrivewayDriveway
Driveway Area1,000 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area358 sqft
Deck Area192 sqft
Patio Area562 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number28416
Street Address3620 CENTERGROVE RD
CityCONCORD
StateNC
Zip28025-1515
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAO
Legal DescriptionADJ GB TUCKER/PS SHINN/ CLYDE COOK
Legal SubdivisionL O CLINE ESTATE PROP 05
JurisdictionCABARRUS NC
Township / Civil Division5, NEW GILEAD
Census Block Group4
Census Block4041
Census Tract40600

Owner

Source: Cabarrus County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owners on Record
Mailing Address3600 CENTERGROVE RD, CONCORD, NC 28025-1515
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2004 · Amount on Record
Deed SaleJun 25, 2004 · Amount on Record
Deed Document Number0005400207
Deed Book / Page5400 / 207
Record UpdatedJun 7, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address3620 CENTERGROVE RD, CONCORD, NC 28025-1515
Transaction TypeMortgage
Record UpdatedOct 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3600 CENTERGROVE RD, CONCORD, NC 28025-1515

Mortgage

Document Number0016673290
DateOct 6, 2023
Book Page16673/290
Lender
NameFARMERS & MERCHANTS BANK
TypeBank
AddressSALISBURY, NC 28144
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,214.00$269,120$597,960 Land $366,790 Building $231,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Centergrove Rd

Nearby Streets

Search Property Records by Address or Parcel Number