3620 Breezy Point Ln, Cocoa, FL 32926 Property Records

Brevard County property record for 3620 Breezy Point Ln, Cocoa, FL 32926

Property Summary

Property Type	Single Family Home
Details	3,122 sqft · built 2020
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$502,000 (Jan 2021)
Tax Bill	$7,035 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-35-11-52-D-12`

Property Details

APN / Parcel Number

Primary APN	`24-35-11-52-D-12`
Alternative APNs	`24-35-11-52-0000D.0-0012.00` `2462148`

Interior

Stories	1 Story
Building Area	3,122 sqft Living Area
Gross Area	4,301 sqft
1st Floor Area	3,122 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Attached
Garage Area	741 sqft
Porch	Finished/Open Porch
Deck Area	968 sqft

Location & Zoning

Account Number	2462148
Street Address	3620 BREEZY POINT LN
City	COCOA
State	FL
Zip	32926-3643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU17
Legal Description	SUMMER BREEZE PLANTATION LOT 12 BLK D
Legal Range	35E
Legal Township	24S
Legal Section	11
Legal Subdivision	SUMMER BREEZE PLANTATION
Legal Block	D
Legal Lot Number	12
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	2
Census Block	2026
Census Tract	62113

Owner

3620 Breezy Point Ln is owned and occupied by two individuals who bought it in January 2021.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3620 BREEZY POINT LN, COCOA, FL 32926-3643
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPACE COAST CU
Jan 12, 2021	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage NATIONS DIRECT MORTGAGE LLC
Mar 4, 2020	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2021 · Amount on File
Deed Sale	Jan 12, 2021 · Amount on File
Prior Sale	Mar 4, 2020 · Amount on File
Deed Document Number	20217000
Deed Book / Page	8978 / 760
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3620 BREEZY POINT LN, COCOA, FL 32926-3643
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 BREEZY POINT LN, COCOA, FL 32926-3643

Mortgage

Document Number	0097830518
Date	May 9, 2023
Book Page	9783/518
Instrument	2023093794

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Apr 25, 2033

January 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 12, 2021
Property Address	3620 BREEZY POINT LN, COCOA, FL 32926-3643
Document Number	0089780760
Book / Page	8978 / 760
Map Reference	MB 60 PG 64-67
Instrument Date	Dec 21, 2020
Instrument	2021007000
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 27, 2022
Title Company	STEEL CITY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,514.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1686 W HIBISCUS BLVD, 1686, MELBOURNE, FL 32901-2631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 BREEZY POINT LN, COCOA, FL 32926-3643

Mortgage

Document Number	0008978761
Date	Jan 12, 2021
Instrument	8978/761

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BREVARD FL
Recording Date	Mar 4, 2020
Property Address	3620 BREEZY POINT LN, COCOA, FL 32926-3643
Document Number	0086820818
Book / Page	008682 / 000818
Instrument Date	Feb 17, 2020
Instrument	52651
Transaction Type	Transfer
Record Updated	Apr 1, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$1,823.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1686 W HIBISCUS BLVD MELBOURNE FL 329012631, MELBOURNE, FL 32901-2631
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3620 Breezy Point Ln was $7,035 with exemptions applied.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Cocoa City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,830 (+2.7%)	$527,460 (-0.72%)
2025	$7,035.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$429,250	$531,280 Land $85,000 Building $446,280
2023	$6,708.00 (+10.02%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$405,010 (+3%)	$551,370 (+12.06%) Land $70,000 Building $481,370
2022	$6,097.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$393,220	$492,030 Land $70,000 Building $422,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3620 Breezy Point Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 127 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	127 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3620 Breezy Point Ln is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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