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3620 Benjamin Ave, Royal Oak, MI 48073 Property Records

Oakland County property record for 3620 Benjamin Ave, Royal Oak, MI 48073

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,376 sqft · built 1920
Lot Size0.223 acres (9,714 sqft)
Owner2 Individual Names on Record
Last Sale$359,000 (Aug 2023)
Tax Bill$4,858 (2025)
Deeds & MortgagesOct 2025 Mortgage
Aug 2023 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN72-25-05-455-004

Property Details

APN / Parcel Number

Primary APN72-25-05-455-004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,376 sqft Living Area
1st Floor Area1,376 sqft
Basement Area1,376 sqft
Unfinished Basement1,376 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,714 sqft (0.223 acres)
Lot Dimensions142 ft deep x 68 ft wide
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area102 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address3620 BENJAMIN AVE
CityROYAL OAK
StateMI
Zip48073-2271
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeONE FAM
Legal DescriptionT1N, R11E, SEC 5 STARR ACRES N 8 FT OF LOT 367 & ALL OF LOT 368
Legal Range11E
Legal Township01N
Legal Section05
Legal SubdivisionSTARR ACRES
Legal Lot Number367-368
JurisdictionOAKLAND MI
Township / Civil DivisionROYAL OAK
Census Block Group4
Census Block4009
Census Tract183300

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3620 BENJAMIN AVE, ROYAL OAK, MI 48073-2271
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2025Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Aug 10, 2023Warranty Deed, Transfer · Conventional Mortgage
MORTGAGEUSA LLC
Jan 17, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Nov 27, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Dec 3, 2019Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA
Oct 23, 2018Grant Deed, Transfer
Oct 23, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2023 · Amount on Record
Deed SaleAug 10, 2023 · Amount on Record
Prior SaleDec 3, 2019 · Amount on Record
Deed Document Number202387277
Deed Book / Page58798 / 526
Prior Transfer DateJan 15, 2020
Prior Transfer Doc0000014000
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3620 BENJAMIN AVE, ROYAL OAK, MI 48073-2271
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3620 BENJAMIN AVE, ROYAL OAK, MI 48073-2271

Mortgage

Document Number0000136288
DateOct 24, 2025
Book Page60655/176
Instrument136288
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term337 Months
DueNov 1, 2053

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 10, 2023
Property Address3620 BENJAMIN AVE, ROYAL OAK, MI 48073-2271
Document Number0000087277
Book / Page58798 / 526
Map ReferenceLB 23 PG 15
Instrument DateAug 4, 2023
Instrument87277
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,692.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3620 BENJAMIN AVE, ROYAL OAK, MI 48073-2271

Transferred To (Grantee/Buyer)

NameVerified Name
Address3620 BENJAMIN AVE, ROYAL OAK, MI 48073-2271

Mortgage

Document Number0058801659
DateAug 10, 2023
Instrument58801/659
Lender
NameMORTGAGEUSA LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateJan 17, 2020
Property Address3620 BENJAMIN AVE, ROYAL OAK, MI 48073-2271
Document Number0000014000
Book / Page053731 / 000841
Instrument DateJan 15, 2020
Instrument14000
Transaction TypeTransfer
Record UpdatedFeb 27, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3620 BENJAMIN AVE ROYAL OAK MI 480732271, ROYAL OAK, MI 48073-2271

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateNov 27, 2019
Property Address3620 BENJAMIN AVE, ROYAL OAK, MI 48073-2271
Document Number0000200781
Book / Page053560 / 000816
Instrument DateNov 21, 2019
Instrument200781
Transaction TypeTransfer
Record UpdatedJan 17, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEstate
Address7556 RIVER VISTA ST UTICA MI 483175453, UTICA, MI 48317-5453

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateDec 3, 2019
Property Address3620 BENJAMIN AVE, ROYAL OAK, MI 48073-2271
Document Number0000202267
Book / Page53570 / 00370
Map ReferenceLB 23 PG 15
Instrument DateNov 21, 2019
Instrument202267
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyPARKS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,376.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7556 RIVER VISTA ST, 7556, UTICA, MI 48317-5453

Transferred To (Grantee/Buyer)

NameVerified Name
Address880 N ADAMS RD UNIT 4, 4, BIRMINGHAM, MI 48009-5663

Mortgage

Document Number5357000372
DateDec 3, 2019
Instrument53570/00372
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2049

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOAKLAND MI
Recording DateOct 23, 2018
Property Address3620 BENJAMIN AVE, ROYAL OAK, MI 48073-2271
Document Number0000173432
Book / Page052294 / 000184
Instrument DateOct 23, 2018
Instrument173432
Transaction TypeTransfer
Record UpdatedNov 15, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7556 RIVER VISTA ST UTICA MI 483175453, UTICA, MI 48317-5453

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateOct 23, 2018
Property Address3620 BENJAMIN AVE, ROYAL OAK, MI 48073-2271
Document Number0000173431
Book / Page052294 / 000182
Instrument DateOct 23, 2018
Instrument173431
Transaction TypeTransfer
Record UpdatedNov 15, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3620 BENJAMIN AVE ROYAL OAK MI 480732271, ROYAL OAK, MI 48073-2271

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityRoyal Oak City
Unified School DistrictRoyal Oak City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,858.00 (-22.06%) Homeowner's exemption$175,900 (+76.66%)$351,800 (+76.66%)
2024$6,233.00 (+14.39%)
2022$5,449.00
2018$99,570$199,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROYAL OAK
serves 57,236 people · EPA ID MI0005830
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionMay 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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