3620 Amber Way, Aberdeen, MD 21001 Property Records

Harford County property record for 3620 Amber Way, Aberdeen, MD 21001

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,030 sqft · built 2020
Lot Size	0.251 acres (10,917 sqft)
Owner	Individual Name on Record
Last Sale	$465,219 (Sep 2020)
Tax Bill	$4,434 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-109344`

Property Details

APN / Parcel Number

Primary APN	`02-109344`
Alternative APN	`109344`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,030 sqft Total Area
Basement Area	1,520 sqft
Finished Basement	1,520 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,917 sqft (0.251 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	109344
Street Address	3620 AMBER WAY
City	ABERDEEN
State	MD
Zip	21001-1257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IBD
Legal Description	LOT 82 10917 SF 3620 AMBER WAY EAGLE'S REST PT 134/89
Legal Subdivision	PLAT SIX EAGLE S REST
Legal Lot Number	82
Jurisdiction	HARFORD MD
Township / Civil Division	2, HALLS CROSS ROADS
Census Block Group	2
Census Block	2016
Census Tract	302200

Owner

Source: Harford County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3620 AMBER WAY, ABERDEEN, MD 21001-1257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2018	Deed of Trust, Mortgage PEOPLES BANK
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARCUS LENDING INC
Sep 24, 2020	Deed, Subdivision Related Transfer · VA Mortgage HOME AMERICAN MORTGAGE CORP
Mar 5, 2020	Grant Deed, Construction Loan STEWART TITLE, STEWART TITLE & ESCROW INC
Apr 26, 2018	Grant Deed, Transfer SAGE BARTOL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2020 · Amount on Record
Deed Sale	Sep 24, 2020 · Amount on Record
Prior Sale	Mar 5, 2020 · Amount on Record
Deed Book / Page	14133 / 387
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3620 AMBER WAY, ABERDEEN, MD 21001-1257
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0129690406
Date	Sep 5, 2018
Book Page	12969/0406

Lender

Name	PEOPLES BANK
Type	Bank
Address	00000

Agreement

Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3620 AMBER WAY, ABERDEEN, MD 21001-1257
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150240022
Date	Sep 14, 2021
Book Page	15024/22

Lender

Name	ARCUS LENDING INC
Type	Mortgage Company
Address	SAN JOSE, CA 95128

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 24, 2020
Property Address	3620 AMBER WAY, ABERDEEN, MD 21001-1257
Document Number	0141330387
Book / Page	14133 / 387
Map Reference	MB 134 FO 89
Instrument Date	Sep 11, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 11, 2022
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3620 AMBER WAY, ABERDEEN, MD 21001-1257

Mortgage

Document Number	0014133393
Date	Sep 24, 2020
Instrument	14133/393

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 5, 2020
Property Address	3620 AMBER WAY, ABERDEEN, MD 21001-1257
Document Number	0137250441
Book / Page	013725 / 000441
Instrument Date	Dec 23, 2019
Transaction Type	Construction Loan
Record Updated	Mar 31, 2020
Title Company	STEWART TITLE, STEWART TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$1,200.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6250 OLD DOBBIN LN #160 COLUMBIA MD 210454758, 160, COLUMBIA, MD 21045-4758
Investor	Possibly a Property Investor

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 26, 2018
Property Address	3620 AMBER WAY, ABERDEEN, MD 21001-1257
Document Number	0127960198
Book / Page	012796 / 000198
Instrument Date	Mar 23, 2018
Transaction Type	Transfer
Record Updated	May 8, 2018
Title Company	RESIDENTIAL TITLE AND ESCROW INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6807 PARK HEIGHTS AVE #100 BALTIMORE MD 212151698, 100, BALTIMORE, MD 21215-1698
Investor	Possibly a Property Investor

Mortgage

Document Number	127960204
Date	Apr 26, 2018
Book Page	012796/000204

Lender

Name	SAGE BARTOL LLC

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 25, 2019

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Aberdeen City
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$537,600 (+6.31%) Land $135,300 Building $402,300	$537,600 (-) Land $135,300 Building $402,300
2025	$4,434.00 (+5.82%) Homeowner's exemption	$505,700 (+14.44%)	$537,600 (+21.66%) Land $135,300 Building $402,300
2023		$441,900 Land $135,300 Building $306,600	$441,900 Land $135,300 Building $306,600
2022	$4,190.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Feb 2003 · Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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