Stearns County property record for 3620 3rd St N, Saint Cloud, MN 56303
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 832 sqft · built 1963 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Company Name on File |
| Last Sale | $74,000 (Dec 2016) |
| Tax Bill | $2,742 (2026) |
| Deeds & Mortgages | May 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-46217-0000 |
| Primary APN | 82-46217-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 832 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Width | 88 ft Width |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 3620 3RD ST N |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-4026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOTS 9,10,11,& 12 BLK 4 LESS PARCEL 25 STEARNS CO HWY R/W PLAT 17 COTTAGE PLACE ADD SECTION 16 TOWNSHIP 124 RANGE 028 PLAT 17 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 16 |
| Legal Subdivision | COTTAGE PLACE ADD |
| Legal Block | 4 |
| Legal Lot Number | 9-11 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 601 |
Source: Stearns County assessment roll, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6601 COUNTY ROAD 47, SAINT CLOUD, MN 56301-9255 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 5, 2016 · Amount on Record |
| Deed Sale | Dec 5, 2016 · Amount on Record |
| Deed Document Number | 20161483726 |
| Last Transfer Date | May 11, 2017 |
| Transfer Doc | 00A1496580 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 30, 2017 |
| Property Address | 3620 3RD ST N, SAINT CLOUD, MN 56303-4026 |
| Document Number | 00A1496580 |
| Instrument Date | May 11, 2017 |
| Instrument | A1496580 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Tax | $1.65 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21951 43RD AVE, SAINT AUGUSTA, MN 56301-8728 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,742.00 (+24.75%) | $164,100 (-) Land $30,000 Building $134,100 | $164,100 (-) Land $30,000 Building $134,100 |
| 2025 | $164,100 (+4.06%) Land $30,000 Building $134,100 | $164,100 (+4.06%) Land $30,000 Building $134,100 | |
| 2023 | $2,198.00 | $157,700 Land $30,000 Building $127,700 | $157,700 Land $30,000 Building $127,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BIF IV Intrepid HoldCo Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Consolidated Communications, Lumen Technologies, Xtratyme Technologies.
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