3620 3rd St N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 3620 3rd St N, Saint Cloud, MN 56303

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 832 sqft · built 1963
Lot Size0.22 acres (9,583 sqft)
OwnerCompany Name on File
Last Sale$74,000 (Dec 2016)
Tax Bill$2,742 (2026)
Deeds & MortgagesMay 2017 Transfer
Flood ZoneZone X (minimal risk)
APN82-46217-0000

Property Details

APN / Parcel Number

Primary APN82-46217-0000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area832 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Lot Width88 ft Width
Garage Area260 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Street Address3620 3RD ST N
CitySAINT CLOUD
StateMN
Zip56303-4026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOTS 9,10,11,& 12 BLK 4 LESS PARCEL 25 STEARNS CO HWY R/W PLAT 17 COTTAGE PLACE ADD SECTION 16 TOWNSHIP 124 RANGE 028 PLAT 17
Legal Range28W
Legal Township124
Legal Section16
Legal SubdivisionCOTTAGE PLACE ADD
Legal Block4
Legal Lot Number9-11
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2012
Census Tract601

Owner

Source: Stearns County assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address6601 COUNTY ROAD 47, SAINT CLOUD, MN 56301-9255
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 5, 2016 · Amount on Record
Deed SaleDec 5, 2016 · Amount on Record
Deed Document Number20161483726
Last Transfer DateMay 11, 2017
Transfer Doc00A1496580
Record UpdatedSep 20, 2026

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEARNS MN
Recording DateMay 30, 2017
Property Address3620 3RD ST N, SAINT CLOUD, MN 56303-4026
Document Number00A1496580
Instrument DateMay 11, 2017
InstrumentA1496580
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

Tax$1.65
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21951 43RD AVE, SAINT AUGUSTA, MN 56301-8728

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,742.00 (+24.75%)$164,100 (-) Land $30,000 Building $134,100$164,100 (-) Land $30,000 Building $134,100
2025$164,100 (+4.06%) Land $30,000 Building $134,100$164,100 (+4.06%) Land $30,000 Building $134,100
2023$2,198.00$157,700 Land $30,000 Building $127,700$157,700 Land $30,000 Building $127,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BIF IV Intrepid HoldCo
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Consolidated Communications, Lumen Technologies, Xtratyme Technologies.

Nearby Properties on 3rd St N

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