3620 2nd Ave, Council Bluffs, IA 51501 Property Records

Pottawattamie County property record for 3620 2nd Ave, Council Bluffs, IA 51501

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 656 sqft · built 1920
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jun 2025)
Tax Bill	$2,823 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Sep 2021 Sale
Flood Zone	Zone X (reduced by levee)
APN	`7544 33 201 004`

Property Details

APN / Parcel Number

Primary APN	`7544 33 201 004`
Alternative APN	`000 035 270 010415 000 000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	656 sqft Base Area
1st Floor Area	656 sqft
Basement Area	425 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1940
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	132 ft deep x 44 ft wide
Garage Area	528 sqft
Patio Area	224 sqft

Location & Zoning

Street Address	3620 2ND AVE
City	COUNCIL BLUFFS
State	IA
Zip	51501-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	FERRY ADD LT6 BLK 31
Legal Range	44W
Legal Township	75N
Legal Section	33
Legal Subdivision	FERRY ADDITION
Legal Block	31
Legal Lot Number	6
Jurisdiction	POTTAWATTAMIE IA
Township / Civil Division	KANE
Census Block Group	3
Census Block	3002
Census Tract	30402

Owner

3620 2nd Ave is owned and occupied by an individual who bought it in June 2025.

Source: Pottawattamie County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3620 2ND AVE, COUNCIL BLUFFS, IA 51501-3216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Deed of Trust, Mortgage · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Sep 23, 2021	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2025 · Amount on File
Deed Sale	Jun 24, 2025 · Amount on File
Prior Sale	Dec 7, 2023 · Amount on File
Deed Document Number	20256567
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Property Address	3620 2ND AVE, COUNCIL BLUFFS, IA 51501-3216
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011766
Date	Dec 7, 2023
Instrument	2023-11766

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Sep 23, 2021
Property Address	3620 2ND AVE, COUNCIL BLUFFS, IA 51501-3216
Document Number	2021
Book / Page	2021 / 15623
Instrument Date	Sep 21, 2021
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$95.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 BELLA ST, IRWIN, IA 51446-7573

Tax Assessment & Valuation

The 2025 property tax bill for 3620 2nd Ave was $2,823.

Source: Pottawattamie County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Pottawattamie County
Municipality	Council Bluffs City
Unified School District	Council Bluffs Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,400 (-9.35%) Land $22,300 Building $92,100	$114,400 (-9.35%) Land $22,300 Building $92,100
2025	$2,823.00	$126,200 Land $22,300 Building $103,900	$126,200 Land $22,300 Building $103,900
2023		$64,700 Land $19,400 Building $45,300	$64,700 Land $19,400 Building $45,300
2021	$1,875.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3620 2nd Ave in Zone X, where a levee reduces flood risk, though there have been 10 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective April 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1993–2024)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 2 claims Severe Storms And Flooding, Aug 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3620 2nd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COUNCIL BLUFFS WATER WORKS serves 64,447 people · EPA ID IA7820080
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Great Plains Communications, Western Iowa Wireless.

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