362 Wilson St, Winona, MN 55987 Property Records

Winona County property record for 362 Wilson St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,224 sqft · built 1917
Lot Size	0.068 acres (2,962 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Apr 2026)
Tax Bill	$3,060 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage May 2023 Construction Loan + 4 more
APN	`32.000.7770`

Property Details

APN / Parcel Number

Primary APN	`32.000.7770`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,224 sqft Living Area
1st Floor Area	432 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1996
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,962 sqft (0.068 acres)
Lot Dimensions	60 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	216 sqft

Exterior Amenities

Porch	Porch
Porch Area	112 sqft
Shed	1 Shed
Shed Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	362 WILSON ST
City	WINONA
State	MN
Zip	55987-2945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-22 TWP-107 RANGE-007 ORIGINAL PLAT LOT-005 BLOCK-121 ORIGINAL PLAT SLY 50'
Legal Range	007
Legal Township	107
Legal Section	22
Legal Subdivision	ORIGINAL PLAT
Legal Block	121
Legal Lot Number	5
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	5
Census Block	5008
Census Tract	670500

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 N MONEY CREEK ST, RUSHFORD, MN 55971-9012
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK
May 25, 2023	Deed of Trust, Mortgage · Construction Mortgage WINONA NATIONAL BANK
Mar 1, 2018	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 31, 2017	Re-recorded Document
May 2, 2017	Intrafamily Transfer, Transfer
Mar 31, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2026 · Amount on Record
Deed Sale	Apr 3, 2026 · Amount on Record
Prior Sale	Mar 1, 2018 · Amount on Record
Deed Document Number	2026665915
Prior Transfer Date	Apr 27, 2017
Prior Transfer Doc	602444
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Apr 3, 2026
Property Address	362 WILSON ST, WINONA, MN 55987-2945
Document Number	0000665915
Instrument Date	Apr 1, 2026
Instrument	2026665915
Transaction Type	Transfer
Record Updated	Jul 8, 2026
Title Company	TOWN N COUNTRY TITLE LLC, TOWN N COUNTRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69,993.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	204 N MONEY CREEK ST, RUSHFORD, MN 55971-9012
Investor	Possibly a Property Investor

Mortgage

Document Number	0000665916,
Date	Apr 3, 2026
Instrument	2026665916

Lender

Name	MERCHANTS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	362 WILSON ST, WINONA, MN 55987-2945
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 SIOUX ST, WINONA, MN 55987-3040

Mortgage

Document Number	000A649059
Date	May 25, 2023
Instrument	A649059

Lender

Name	WINONA NATIONAL BANK
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jun 7, 2028

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WINONA MN
Recording Date	Mar 1, 2018
Property Address	362 WILSON ST, WINONA, MN 55987-2945
Document Number	608582
Instrument Date	Feb 27, 2018
Instrument	608582
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	MN SECURED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$534.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 WILSON ST, WINONA, MN 55987-2945

Mortgage

Document Number	608584
Date	Mar 1, 2018
Instrument	608584

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

May 2017: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	WINONA MN
Recording Date	May 31, 2017
Property Address	362 WILSON ST, WINONA, MN 55987-2945
Document Number	603024
Instrument Date	Apr 27, 2017
Instrument	603024
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	462 VINE ST, WINONA, MN 55987-4058
Mail Care Of	JENIFER A ALFARO

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINONA MN
Recording Date	May 2, 2017
Property Address	362 WILSON ST, WINONA, MN 55987-2945
Document Number	602444
Instrument Date	Apr 27, 2017
Instrument	602444
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	462 VINE ST, WINONA, MN 55987-4058

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINONA MN
Recording Date	Mar 31, 2017
Property Address	362 WILSON ST, WINONA, MN 55987-2945
Document Number	601852
Instrument Date	Mar 27, 2017
Instrument	601852
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,060.00 (+60.21%)	$209,300 (+7.06%) Land $25,400 Building $183,900	$209,300 (+7.06%) Land $25,400 Building $183,900
2025		$195,500 (+5.68%) Land $25,400 Building $170,100	$195,500 (+5.68%) Land $25,400 Building $170,100
2023	$1,910.00	$185,000 Land $24,400 Building $160,600	$185,000 Land $24,400 Building $160,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hiawatha Broadband Communications Cable · Fiber in parts of the area	1,000 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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